Discovery Bank

[glennhurlow]

Anybody else have their Discovery Miles account disappear on the app?

And they are back. As you were.

 

[cYcLIc]

Does anyone know whether Vitality Money puts an Enquiry on your credit report every month when they request information to update your status?

 

[glennhurlow]

Does anyone know whether Vitality Money puts an Enquiry on your credit report every month when they request information to update your status?

I haven't had any enquiries (per the ClearScore ap) and recently moved to Diamond.

 

[ies87]

Does anyone know whether Vitality Money puts an Enquiry on your credit report every month when they request information to update your status?

No, they're soft enquiries.

 

[cYcLIc]

I haven't had any enquiries (per the ClearScore ap) and recently moved to Diamond.

No, they're soft enquiries.

Thanks!

 

[ECHLN]

Discovery just added Virtual cards in the latest update

 

[Gtx Gaming]

Just shove in fnb face lol

 

[ECHLN]

Weird description when only Samsung has mobile payment support. Seems like a generic statement.

 

[diapason]

How do I set my damn pin? And get the promised R1000 dischem voucher?

I was "promised" a R1000 Woolworths voucher. When I phoned to ask when I could expect it they referred me to the "T&Cs apply" on the email, That brought up a PDF which stated it would happen only in February and referred to it as a prize. I'm uncertain whether there are hoops to jump through to get it.

 

[twr]

I was "promised" a R1000 Woolworths voucher. When I phoned to ask when I could expect it they referred me to the "T&Cs apply" on the email, That brought up a PDF which stated it would happen only in February and referred to it as a prize. I'm uncertain whether there are hoops to jump through to get it.

What competition was this from?

 

[diapason]

What competition was this from?

I don't know. At the point where I had to switch to Discovery Bank from my shortly expiring old credit card I received an email for the R1000 voucher if I submitted all my documents by 8 October.

 

[glennhurlow]

I see that for 2021 Discovery have wised up to those of us getting to Diamond Status by using an overdraft (at 5%) to take our savings up to the required level (earning 6.25% on TFSA, 7% on Fixed deposits or even just 4.75% on Vitality Savings account). For next year you need to:

Get to Gold Vitality Money status + the following positive balance across your Discovery Bank accounts: Gold accounts >= R20 000 Platinum accounts >= R45 000 Black or Purple accounts >= R100 000

So it may be worth downgrading from Black to Platinum account. Need to go and do the sums.

 

[citizensa]

I see that for 2021 Discovery have wised up to those of us getting to Diamond Status by using an overdraft (at 5%) to take our savings up to the required level (earning 6.25% on TFSA, 7% on Fixed deposits or even just 4.75% on Vitality Savings account). For next year you need to:

Get to Gold Vitality Money status + the following positive balance across your Discovery Bank accounts: Gold accounts >= R20 000 Platinum accounts >= R45 000 Black or Purple accounts >= R100 000

So it may be worth downgrading from Black to Platinum account. Need to go and do the sums.

I don’t see what you imply is true here as it’s already the said amounts for the Diamond status.

 

[glennhurlow]

I don’t see what you imply is true here as it’s already the said amounts for the Diamond status.

At the moment Discovery only look at your savings balance. So if you have R100k overdraft facility and your savings target is R100k you could transfer R100k from your Discovery cheque account into a Discovery savings account and you would go to Diamond with a R100k owing on your cheque account and R100k in your savings account. The change from next year is that your balances across all your accounts are assessed. So in my example your balance across all accounts would be R0 and you would not qualify for Diamond.

 

[ECHLN]

Can’t reveal my source but Discovery Bank might have Apple Pay support early next year.

 

[beefymoocow]

Can’t reveal my source but Discovery Bank might have Apple Pay support early next year.

Can you ask your source if miles multiplier will ever come back. Earn rates at discovery is pathetic.

 

[ECHLN]

Pleasant surprise at OR Tambo

 

[Saba'a]

Pleasant surprise at OR Tambo

Yep and nobody checks whether you a Discovery client or not? At least when I travelled in October.

 

[Saba'a]

Pleasant surprise at OR Tambo

But def a cool benefit.

 

[twr]

Its such a pity discovery doesnt allow platinum card membership lounge access.most big banks in sa too ,I think worh absa you have to spend R5000 a month which gives you 1 lounge access.