Discovery Vitality 2023

Yeah just saw that now...what a load of ... I also see iphone benefit ending 30 June.
 
Idiots. So switching back to just a credit card seems like the best route. I just did the suite nonsense for the extra 5%
 
binloud said:
Yeah you can get double the amount in cash back - up to 3000 points

Earn up to R1,500 in fuel cash back every month for driving well
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Looking at the new format, a realistic average for me would be silver... Ie 20 percent cash back based on having both car and home insurance. I currently average a cash back of around R550 and expect this to drop to around R400 under the new format. Seems just a convoluted way to give you less,unless you hardly ever drive.

Thinking of just throwing in the towel with all this discovery BS and get alternate conventional cover!
 
Senor said:
Looking at the new format, a realistic average for me would be silver... Ie 20 percent cash back based on having both car and home insurance. I currently average a cash back of around R550 and expect this to drop to around R400 under the new format. Seems just a convoluted way to give you less,unless you hardly ever drive.

Thinking of just throwing in the towel with all this discovery BS and get alternate conventional cover!
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Yeah. Since the changes to the Vitality money weekly goals I've been wondering if it's still worth me staying with them. Now with the loss of 5% on the banking suite, iPhone benefit falling away, and the new Vitality drive changes they're making the decision that much easier. I'll hang around for a month or two and see how much I get out in reality, but my initial calculations suggest I'll be losing out over the old system.
 
JohnJuniorV3 said:
Where did you read this?
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Was on the email they sent -

New activations for the Vitality Active Rewards with iPhone benefit will be coming to an end on 30 June 2023, but soon you’ll have more ways to earn Discovery Miles! You already earn Discovery Miles every time you use your Discovery Bank credit card to pay for qualifying purchases. Keep an eye out for exciting ways to multiply your Discovery Miles at the iStore.
 
Senor said:
Looking at the new format, a realistic average for me would be silver... Ie 20 percent cash back based on having both car and home insurance. I currently average a cash back of around R550 and expect this to drop to around R400 under the new format. Seems just a convoluted way to give you less,unless you hardly ever drive.

Thinking of just throwing in the towel with all this discovery BS and get alternate conventional cover!
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We're you getting 50% before?
I was ,make sure you have contents worth not R30000 covered . If you can get 50/60 points a day x 30. Plus 300 for twt check
300 no late Night time drive.claim free years for 300 and no long distance is also 300 .
Why do you estimate you'll be on silver ?
 
twr said:
We're you getting 50% before?
I was ,make sure you have contents worth not R30000 covered . If you can get 50/60 points a day x 30. Plus 300 for twt check
300 no late Night time drive.claim free years for 300 and no long distance is also 300 .
Why do you estimate you'll be on silver ?
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Yes, was on 50 percent. I averaged 1100 points per month. Most were from the eye gym, night driving and completing online courses etc. Driving points averaged 18 to 20 most week days(the 60 and 40kmph speed limits are impossible to follow on my particular routes! ) . I estimate to get to around 2000 of the 3000 possible points, that places you on silver and even with home insurance, that's only 20 percent.... R400, based on the lower value between points earned or fuel spend.
 
Effective 1 July 2023, your fuel cash back will not be able to more than your vehicle premium (excluding VAT).

Sneaky fine print in thr email.
I have low car premium(due nonclaim.and being known diamond ) so which means I'll actually be getting less cash back with 3.0 than 2.0
Mad
 
twr said:
Effective 1 July 2023, your fuel cash back will not be able to more than your vehicle premium (excluding VAT).

Sneaky fine print in thr email.
I have low car premium(due nonclaim.and being known diamond ) so which means I'll actually be getting less cash back with 3.0 than 2.0
Mad
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wow, bastards. Same here...
 
Welcome to Discovery. Their classic bait and switch (inclduing them getting all our data) continues. How many people will leave or consider another provider - not many - so Discovery can continue to do what they do.

At least ebucks remains more consistent (though we will see what we lose next month)
 
twr said:
Effective 1 July 2023, your fuel cash back will not be able to more than your vehicle premium (excluding VAT).

Sneaky fine print in thr email.
I have low car premium(due nonclaim.and being known diamond ) so which means I'll actually be getting less cash back with 3.0 than 2.0
Mad
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Is the fuel cashback cap mentioned on the website? I can't find it.
 
Forum Reader said:
Is the fuel cashback cap mentioned on the website? I can't find it.
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Yes fuel cashback capped at R1500 .

I'm so pissed off that I'll never get more than my vehicle premium like I said which is low. Stupid fine print.
 
twr said:
Yes fuel cashback capped at R1500 .

I'm so pissed off that I'll never get more than my vehicle premium like I said which is low. Stupid fine print.
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Yeah I know about the R1500 cap. Can't find mention about the vehicle premium cap. eg. if premium is R1000 the cap is R1000 instead of R1500. Can't see that.

The previous cap was R800 by the way. Now it's R1500 with VD 3.0. The cap almost doubled.
 
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Forum Reader said:
Yeah I know about the R1500 cap. Can't find mention about the vehicle premium cap. eg. if premium is R1000 the cap is R1000 instead of R1500. Can't see that.

The previous cap was R800 by the way. Now it's R1500 with VD 3.0. The cap almost doubled.
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From.their email. My vehicle premium is R600 so thats the max I'll get with 3.0
I sued to get R700 to R750 with 2.0Screenshot_20230603-113147_Chrome.jpg
 
Anyone have an idea of what the household insurance of R300k is +-? Right now only have vehicle insurance
 
harties said:
Anyone have an idea of what the household insurance of R300k is +-? Right now only have vehicle insurance
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Obviously will vary wildly deping on location, security, risk profile etc ...mine is R380 for contents
 
Something I have noticed with drive 3.0 is even though you have 60 points. The sensors are way more sensitive. Using phone or breaking hard costs you multiple times more points. Sneaky bastards they are.
 
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