Discovery Vitality 2023

yes same and i never got diamond status cause of all the shenanigans with the switch over and my average no drive days pulling points from the old 25 points a day in a month that was using 60 points a day. Literally got penalized for not driving my car. However saying that their monthly premium was still competitive for me without the cash back so going to just stick with it.
 
ZackAfro said:
How are you guys finding drive 3.0? Previously I got around ~R500 back in fuel costs everymonth. I now get back R150. Discovery is something else
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I was considering moving to discovery for the fuel rewards but R150.... :sick:
 
ZackAfro said:
How are you guys finding drive 3.0? Previously I got around ~R500 back in fuel costs everymonth. I now get back R150. Discovery is something else
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Too soon to say, we've only just finished the first month. If I can keep diamond status, I'm estimating my cashback will increase from an average of R300 to an average of R500.

One thing though is that I have to pay more attention to how I drive. Before, I made diamond without worrying, this month I made it with only 15 points to spare, because I drove extra carefull the last week.
 
Anyone ever feel like Active Rewards is more trouble than it's worth? I used to enjoy working out a lot before I signed up for Vitality. I had a good fitness routine for over a year, lost some weight and felt awesome. I could run as long or as short as I wanted, or mix it up with different activities. It became fun and easy for me.

But now, with Vitality, it (sometimes) feels like a chore. I have to work out for at least 30 minutes at a high intensity to earn any points, it has to be with the apple workouts app ( I like the Nike Run Club app better when running, but Vitality doesn't count that) , and doing hard workouts every day is wearing me out. I struggle with runs that should be a breeze for me. And what's the point of being in a rewards programme if you don't care about the points?
So I'm thinking of trying something different next week and forgetting about the Vitality Active Rewards goal and just going back to running however I feel like, using the running apps that I like and doing the other workouts based on how I feel, then see how that compares with meeting Vitality goals or not.
 
ZackAfro said:
How are you guys finding drive 3.0? Previously I got around ~R500 back in fuel costs everymonth. I now get back R150. Discovery is something else
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I actually wrote a complaint email (no response) about the new rules. I have built in DQ Track and doing longer commutes, takes 600 points off the board, so no way I reach diamond again, unless I switch to the bluetooth connected tracker.

This then also affects, Insure Funder Account discounts and redemption, annual premium adjustment and money back. Totally unfair.
 
OnlyOneKenobi said:
Anyone ever feel like Active Rewards is more trouble than it's worth? I used to enjoy working out a lot before I signed up for Vitality. I had a good fitness routine for over a year, lost some weight and felt awesome. I could run as long or as short as I wanted, or mix it up with different activities. It became fun and easy for me.

But now, with Vitality, it (sometimes) feels like a chore. I have to work out for at least 30 minutes at a high intensity to earn any points, it has to be with the apple workouts app ( I like the Nike Run Club app better when running, but Vitality doesn't count that) , and doing hard workouts every day is wearing me out. I struggle with runs that should be a breeze for me. And what's the point of being in a rewards programme if you don't care about the points?
So I'm thinking of trying something different next week and forgetting about the Vitality Active Rewards goal and just going back to running however I feel like, using the running apps that I like and doing the other workouts based on how I feel, then see how that compares with meeting Vitality goals or not.
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You can get your workout points to get to the 30k annual cap without doing the heart rate stuff. So I don't worry about weekly goals. Just go 3 days a week at the gym doing whatever I want and then a park run on Saturday morning. This is enough for 600 points a week without doing any real hard workout. It gives over 30k points a year.

So what I'm saying is, don't bother yourself with the weekly rewards. It's just an extra play on the gameboard which is usually worth just R15.
 
My biggest gripe with drive 3.0 is that from 1 July they won't pay more than what your paying for your. vehicle premium .
With 2.0 I used to get around R700 back but because my car premium is R650 then thats the max I'll be getting back. So 3.0 is worse than 2.0 only for that reason.

I've sent a complaint but no reply [email protected]
 
Forum Reader said:
You can get your workout points to get to the 30k annual cap without doing the heart rate stuff. So I don't worry about weekly goals. Just go 3 days a week at the gym doing whatever I want and then a park run on Saturday morning. This is enough for 600 points a week without doing any real hard workout. It gives over 30k points a year.

So what I'm saying is, don't bother yourself with the weekly rewards. It's just an extra play on the gameboard which is usually worth just R15.
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I don't do the gym thing - workouts at home.
 
twr said:
My biggest gripe with drive 3.0 is that from 1 July they won't pay more than what your paying for your. vehicle premium .
With 2.0 I used to get around R700 back but because my car premium is R650 then thats the max I'll be getting back. So 3.0 is worse than 2.0 only for that reason.

I've sent a complaint but no reply [email protected]
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In a year or two you should be fine. They will start escalating your premium more than your benefit and then it should match or even exceed your benefits.
 
beefymoocow said:
In a year or two you should be fine. They will start escalating your premium more than your benefit and then it should match or even exceed your benefits.
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In the last 5 years they haven't increased my vehicle premium beacuse that's one of th perks of being on diamond dive. Sneaky they are. Household goes up
 
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OnlyOneKenobi said:
And what's the point of being in a rewards programme if you don't care about the points?
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For me this has been the biggest impact in their "personalised" goals, I couldnt be bothered about it anymore. Statistically it's an inferior product that only benefits Discovery.
 
OnlyOneKenobi said:
Anyone ever feel like Active Rewards is more trouble than it's worth? I used to enjoy working out a lot before I signed up for Vitality. I had a good fitness routine for over a year, lost some weight and felt awesome. I could run as long or as short as I wanted, or mix it up with different activities. It became fun and easy for me.

But now, with Vitality, it (sometimes) feels like a chore. I have to work out for at least 30 minutes at a high intensity to earn any points, it has to be with the apple workouts app ( I like the Nike Run Club app better when running, but Vitality doesn't count that) , and doing hard workouts every day is wearing me out. I struggle with runs that should be a breeze for me. And what's the point of being in a rewards programme if you don't care about the points?
So I'm thinking of trying something different next week and forgetting about the Vitality Active Rewards goal and just going back to running however I feel like, using the running apps that I like and doing the other workouts based on how I feel, then see how that compares with meeting Vitality goals or not.
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I'm a bit confused here because for me the 30min intense and/or 60min moderate requirement has been in effect for at least the last 5 years? And so has the max points threshold of 900 points per week to meet the target.

I really don't think those things have changed recently.

However dude you are still fully correct in terms of rejecting all pressure and keeping things fun. The ultimate point is to be healthy and sustainably so.

I also got burned out a few years ago and just decided to do my own thing. If I get rewards great. If not also great. I lose R30 or so if I don't. That tiny reward is never ever worth the stress or pressure.
 
all i know is that just by exercising to the extent to try get my weekly points my VO2 max went from 28 to 44 in last 18 months which per google seems to have halved my chance of dying in the next decade. So sometimes their systems work it seems. (obviosuly alongside a diet change aswell to try maximing woolworths reward )

Used to be a few walks a week got me there now its a few runs plus gym and still trending up.
 
AlmightyBender said:
I'm a bit confused here because for me the 30min intense and/or 60min moderate requirement has been in effect for at least the last 5 years? And so has the max points threshold of 900 points per week to meet the target.

I really don't think those things have changed recently.

However dude you are still fully correct in terms of rejecting all pressure and keeping things fun. The ultimate point is to be healthy and sustainably so.

I also got burned out a few years ago and just decided to do my own thing. If I get rewards great. If not also great. I lose R30 or so if I don't. That tiny reward is never ever worth the stress or pressure.
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Alright, let me explain it like this, as I mentioned, I'm new to Vitality - I know the setup hasn't changed. Before I joined Vitality and its "rules" to earn points, I used to run as long as I felt like it - maybe 10 minutes, maybe more. Sometimes I would run again on the same day for another 20 or 30 minutes, or not at all. I might also do other exercises like cardio, weights, VR gaming, pushups or calisthenics, depending on how much time I wanted to spend working out for that day.

It sounded good on paper when I signed up for active rewards - why not run 30 minutes instead of 20 and get points for it - but now I have to run for a minimum of 30 minutes at a high intensity every time or it won't count. And if you take it too easy (70-79%) then you get 100 points less because somehow you're not "pushing yourself" hard enough? There have been times when I got 200 points instead of 300 because my average heartrate was 79% and not 80%. Or the time when we were on vacation, I went for a run, and accidentally stopped my watch at 29:50 odd and didn't get ANY points for it because it wasn't a continuous 30 minute workout (10 seconds short and you get nothing!?). Kinda sucks, doesn't it? And doing it this Vitality way, compared to how it was before, is what is making me tired.

Again, Vitality only counts a real workout if it's 30 minutes long and at 70%-80% of my max heart rate. Surely it should be able to rather give you points for the cumulative different workouts done during the day, it shouldn't matter if I ran 10 minutes, and then went on the elliptical for 20 minutes and then jumping jacks for 5. Why does it have to be 30 mins+ at 80% for max points? I suppose I could just go for a long walk every day and get my 100 points that way, but there's no satisfaction in that.
 
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Just leave the work out running on your watch. For instance if i go walk on the treadmill to warm up, do some strength training and then jump on the bike for some zone 2 cardio. I just leave my watch running a HIT work out to cover the entire thing. I get what you are saying though if you doing these at different times of day. With the heart rate its designed because the science says you need to get your heart rate up for some kind of benefit. Discovery i assume has their model that says they need people to have X level of fitness so that we make Y savings on medical costs and therefore can turn a profit and give a bit back as an incentive so people try to get them.
 
When does the discovery miles for Discovery Insure hit your account? I got R500 according to my drive dashboard for June but I only got R55 in miles for “BP fuel.” Even when I’ve filled up at shell. Is this just the amount received for using my credit card?
 
JohnJuniorV3 said:
When does the discovery miles for Discovery Insure hit your account? I got R500 according to my drive dashboard for June but I only got R55 in miles for “BP fuel.” Even when I’ve filled up at shell. Is this just the amount received for using my credit card?
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The cash to miles apparently delayed till Q4 this year. So you will get the R500 paid cash still.

The R55 is from the Discovery bank side for using your credit card
 
OnlyOneKenobi said:
Alright, let me explain it like this, as I mentioned, I'm new to Vitality - I know the setup hasn't changed. Before I joined Vitality and its "rules" to earn points, I used to run as long as I felt like it - maybe 10 minutes, maybe more. Sometimes I would run again on the same day for another 20 or 30 minutes, or not at all. I might also do other exercises like cardio, weights, VR gaming, pushups or calisthenics, depending on how much time I wanted to spend working out for that day.

It sounded good on paper when I signed up for active rewards - why not run 30 minutes instead of 20 and get points for it - but now I have to run for a minimum of 30 minutes at a high intensity every time or it won't count. And if you take it too easy (70-79%) then you get 100 points less because somehow you're not "pushing yourself" hard enough? There have been times when I got 200 points instead of 300 because my average heartrate was 79% and not 80%. Or the time when we were on vacation, I went for a run, and accidentally stopped my watch at 29:50 odd and didn't get ANY points for it because it wasn't a continuous 30 minute workout (10 seconds short and you get nothing!?). Kinda sucks, doesn't it? And doing it this Vitality way, compared to how it was before, is what is making me tired.

Again, Vitality only counts a real workout if it's 30 minutes long and at 70%-80% of my max heart rate. Surely it should be able to rather give you points for the cumulative different workouts done during the day, it shouldn't matter if I ran 10 minutes, and then went on the elliptical for 20 minutes and then jumping jacks for 5. Why does it have to be 30 mins+ at 80% for max points? I suppose I could just go for a long walk every day and get my 100 points that way, but there's no satisfaction in that.
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A lot of it is rule of thumb stuck into categories for easier management. The heart rate max of 220 minus age is just a very general rule, and not applicable to many people, but it's not practical to do full heart rate tests on everyone. Same with the 30 minutes and the 80/70/60% timeboxes. They have a rough formula for benefit based around 30 or 60 minutes of continuous exercise, and again, it's probably to complex to calculate benefits for multiple smaller sessions per day for every person. As a consumer, it's just easiest to stick to the requirements and build workouts around that (and yes, it sucks for non-cardio training, but I think that's very hard to measure).
 
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