MasterPass/Fnb (Zapper and Snapscan i stopped as their merchants are supported by MasterPass and i don't see why i should trust a 3rd party with my card info.. just saying) as much as possible in store(new) and online(takealot supports it) as i prefer not exposing card details directly and masterpass directly does this *sort of* as the masked pan is still back channeled to merchant.
Contactless where possible as a failover, i despise chip and pin merchants and try not to go there.. swipe and i wont ever return if i dont run when u try it.
Been in payments for long so acutely aware of whats happening hence my distrust.