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Financial Advice
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^^vampire^^
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Pineapples, invest all your money in pineapples!
SauRoNZA
Honorary Master
I would put that money into the Satrix Divi fund. Very low costs for very high yields.
http://www.etfsa.co.za/Factsheets/satrixdivi_sept2012.pdf
The Satrix40 itself is probably a lesser risk (marginally) while the Divi is much more aggressive, but considering how young you are a higher risk investment is a good idea.
You could split it in half or even quarters if you really wanted to and put money in different ETF's.
Personally I would probably put half in the Satrix Divi and the other half in the newer and yet untested but pontentially very solid Nedbank Betta Beta.
http://www.etfsa.co.za/Factsheets/satrixdivi_sept2012.pdf
The Satrix40 itself is probably a lesser risk (marginally) while the Divi is much more aggressive, but considering how young you are a higher risk investment is a good idea.
You could split it in half or even quarters if you really wanted to and put money in different ETF's.
Personally I would probably put half in the Satrix Divi and the other half in the newer and yet untested but pontentially very solid Nedbank Betta Beta.
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Ou grote
Honorary Master
There's not that much difference in risk between the divi and top40.
The betta betta is the same as the top40, except that the shares are evenly weighted.
You also get a swix40, which is the same as the top40, but a different free float.
And a capi40, and a few other variations.
trueza7
Active Member
I've used ETF SA which offers SATRIX ETFs and a bunch of other ones.
Search for them and check it out.
What's nice about ETFs is that they are passive, generally provide good returns, and they give you a good exposure to the market.
If you go invest in individual companies, there are quite a bit of fees, and you are also taking more of a risk.
The SATRIX INDI is looking pretty good now, the DIVI is always great, and personally I like the ABSA Newgold ETF as well.
You could also look into starting a retirement annuity somewhere (perhaps Investec or Allan Gray) with a monthly debit order. The sooner you start that the better I think, even if it's a little.
Search for them and check it out.
What's nice about ETFs is that they are passive, generally provide good returns, and they give you a good exposure to the market.
If you go invest in individual companies, there are quite a bit of fees, and you are also taking more of a risk.
The SATRIX INDI is looking pretty good now, the DIVI is always great, and personally I like the ABSA Newgold ETF as well.
You could also look into starting a retirement annuity somewhere (perhaps Investec or Allan Gray) with a monthly debit order. The sooner you start that the better I think, even if it's a little.
The ALSI has made big gains lately but will not be sustained. It cannot carry on like it has.
Oh dear. Here we go again. You obviously know nothing about investing but want me banned because I do. Now please explain to me why STXIND is not a good investment for long term. It has proven itself over years to be the best UT or ETF over years and with the good management behind it, it will continue to do so.
I don't think you have any idea of what SATRIX is. Have you researched it? I think not.
You keep with your measly 6% at your bank and leave us alone now please. We want to make money here.
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HavocXphere
Honorary Master
Is this a separate concept from beta, or just a typo?
Absa Newgold will get you nowhere. Every time the GP goes up, the ZAR/dollar negates the gains. This is an ETF that you have to know when to get in when $ ZAR has hiccups.
Ou grote
Honorary Master
Ou grote
Honorary Master
STXIND may or may not be a good investment.
The point is that you didnt know how it worked, you think it's an actively managed fund which is incorrect, and it's been pointed out to you by a few people.
And dj spots actually does know a fair bit about investing, he'll know what basic things like, etf's, tracker funds, benchmarks, unitized securities, indices, indexes, active vs passive management, quants models, backtesting, etc etc are.
I'm afraid you're looking like a bit of a twit here.
HavocXphere
Honorary Master
Shot.
supersunbird
Honorary Master
As said above, YOU have no idea how Satrix index trackers work and think its actively managed like say the Coronation Industrial Fund (one of the best performers over the past 5 years amongts unit trusts).
The advise you gave might be in a good direction (but risky since its just in one market sector, and you dont put all your eggs in one basket. But since you have no idea how index trackers work, it makes your advice seriously flaky.
Here we have a kid asking for advice and once again you pop your bullschit in and turn it into a "correct marco" thread. You promulgate some of the worst advice I have ever come across based on your incredibly limited (mis)understanding of how the capital markets work. Some of your supposed advice, in fact most of it, amounts to being incredibly irresponsible and incorrect.
Anyone who has been involved in these forums for a while will know that I have been directly involved in the trading and market data side of the capital markets for many years. I can assure you that I have a far broader and deeper understanding of trading and investment and the related products than you. Having run a prop trading company (which you still don't grasp and believe it is a brokerage :wtf: ) and having traded vanilla and non-vanilla instruments, I can without a shadow of a doubt, and confidently state that you are a complete and utter fool when it comes to giving advice and participating in threads relating to personal finance, investments and trading.
Your stupidity is pointed out time and time again in the hope that people who do not have a full grasp of the capital markets do not take your advice to market in any way whatsoever. You continue to waste every OP's time when you get involved, and you waste everyone else's time having to continually correct you and point out your bullschit. And inevitably every thread turns into one focused on you.
Please for the love of god, fsck off and post on sharechat if you feel compelled to get involved in financial threads...
OK DJ. You are a guru with investing. Now can you please state here what the conservative STXIND has performed over the past 4 years. I think you will not answer.
I only mention SATRIX as they are conservative for people that are not savvy to stocks.
I have over the years "upgraded" to stocks and do 90% pa. Divies reinvested.
How have you been doing? Not too good so you upset with me now. If I can send you proof, I will do so.
You say you are a known expert on this site. Please man. You can't fool me.
I study stocks all day and have done so for 16 years.
I only mention SATRIX as they are conservative for people that are not savvy to stocks.
I have over the years "upgraded" to stocks and do 90% pa. Divies reinvested.
How have you been doing? Not too good so you upset with me now. If I can send you proof, I will do so.
You say you are a known expert on this site. Please man. You can't fool me.
I study stocks all day and have done so for 16 years.
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supersunbird
Honorary Master
Stop skirting the issue with your performance, industrial funds, be it satrix or otherwise, did very well. The issue we have is how you percieve index trackers/ETFs works...
And if you wanted the best performance for 2012? You should have invested in the Venezuelan Stock Market which gave a return of over 300%.
EDIT: ja, stop deflecting as said above.
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Ou grote
Honorary Master
Once again, the point is that you do not know what STXIND is, or how it works, or how etf's work, or what MANCO's do.
Yet you are telling people to buy these things, because you saw what the last few years returns are.
And when someone tries to help you right, you say they are wrong.
You're making apple fanboys and Taliban supporters look like reasonable people.