money

  1. K

    Help Understanding Municipal Bill (COCT)

    Hi everyone, I am a new home owner and I have received my municipal bill from City of Cape Town for the first time. This is the very first time I have seen one of these and a few things do not make sense to me. Why am I being charged for things twice in a month? For example on the 06.05.2020 I...
  2. T

    Telkom making me go crazy

    Hi Everyone. I am not sure if this is the right place to query about this. But my ADSL 4Mb/s line with Telkom has not been working for almost 2 months now. I am a working university student. I can safely say that the reason my results are so bad is because of telkom and now it turns out I might...
  3. A

    2 or 3 Steps to Avoid Car Installments All Your Life

    Car payments, how to avoid them in 3 steps. I was helping a young guy decide how to plan his car purchase. Patience and simplicity are key. Here goes... My illustration went like this: If you put R6,500 away every month for just ten months, you have R65,000 for a cash car. I'm not suggesting...
  4. blackguyza

    Stock exchange rate calculator and cryptocurrency

    For those who love money and cryptocurrency Found it on another board - this program shows which stock exchange is more profitable to buy and sell and which cryptocurrency The most powerful tool to help both novice and professional trader... * Contains a list of 30 popular exchanges * Able...
  5. X88Bass

    What advise can you give a 21 year old with R300k?

    My friend asked me this and we around a similar age. He wants to travel this month and early January, he doesn't work yet. But would like to do something with meaningful with his life. He lives on his own and pays rent as well. He came to me asking how can he go about this.
  6. W

    Getting finance for a home loan abroad (USA) ??

    I'm just wondering if this would even be possible... Absa Home Loan Calculator Price of house: R 1 000 000 Deposit: R 100 000 Interest rate: 10 % Period: 10 Years Monthly bond repayment: R11 893 Total Repayment: R1 427 227 Total interest paid: R 427 227 Bankrate Mortgage Calculator @ 1$/...
  7. N

    ABSA to FNB EFT not showing after 3 business days

    I received an eft on Thursday, and it's been 3 business days and the money still has not reflected in my account. I don't know what to do, fnb is adamant that they have received no money and ABSA is absolutely useless and says there's nothing they can do for me. Any help on what to do?
  8. F

    FNB vs Capitec vs Nedbank for savings pockets

    Hi all! I'm a very happy Capitec client. My favorite feature is the multiple savings pockets. Makes budgeting and saving towards goals that much easier. Unfortunately they only offer a maximum of four. Nedbank offers 10, so that seems pretty damn good. Unfortunately they apparently...
  9. N

    Secondlife + making money?

    Good day all, I have been using the game Secondlife for a few years now doing scripting in the system for business owners in the virtual world. So I thought I would see what you all thought about it and who has tried making money out of it. Personally I have gotten to a point of making a...
  10. rapidblue

    Best budgeting app - YNAB - 2 months free

    I've been using YNAB (You Need a Budget) for a number of years now and it's BY FAR the best envelope budgeting app available (and envelope budgeting is the only way to go if you really serious about your money)... They offer a free 34 day trial and now, using the referral link below, they...
  11. S

    Standard Bank Root Account for Developers

    Stumbled upon this: https://root.co.za/ "Root is a lightweight bank account designed to be accessible through code. With our API you can build your own interface and control your money programmatically."
  12. H

    First job. Financial advice needed with regard to savings/investments.

    Hello, I have recently started my first real job (Software Industry). The details are as follows: I'm a 23 year old guy, based in Durban. Living with my parents. Cost to company: Gross salary: R17500 Cell phone allowance: R600 pm Deductions: PAYE: +-R2170 (Just realized it hasn't been...
  13. H

    Cheapest way to move money into SA (paying bond form overseas salary)

    I've searched but got no clear ideas on this. Has anyone got recent experience moving relatively large sums into SA? Context is, working in Aus, want to send lumps back a couple of times a year into SA account to pay a bond in SA from. Options that have come up are: paypal moneygram or...
  14. Kevin Lancaster

    Which is the best "different" investment to put your money in?

    Which is the best "different" investment to put your money in? Most people buy shares, annuities, bonds, and properties as part of their investment plan, but which is the best "different" investment to get into? Wine, large game, cheese, rare coins - what would you suggest?
  15. Y

    Anyone knows any hacks to cash out paypal balance with minimim charges

    Hi, I'm a student and do some work on upwork to make some extra cash. I earn $1 per article I do. I had to work my ass off for it to accumulate to over R1000 and now I find that SARS and co want to take their chunk should I cash out via FNB. Also, I was looking at using Payoneer, will it...
  16. F

    Financial help

    Hi If anyone can give me some advice it would be great. I currently have 2 loans which I payback in total R6500 a month for the next 5 years. I also owe about R80k on a credit card. I own a bond free property worth about R2m. Is there a way I can pay off my loans and CC using my...
  17. A

    EQ Trader or Future Equities any good?

    Hi Guys, Has anyone used or using EQ Trader of Future Trader of the GT247.com platform, another arm of Easy Equities. Are they credible and as good as other platforms, your views/opinions would be apprecaited, Thanks,
  18. Kevin Lancaster

    Where are you putting your money in 2017?

    Where are you investing your money in 2017? Local shares, international stock markets, property, bonds, Bitcoin, forex, gold, Italian cheese?
  19. P

    Getting rid of a car and getting a 2nd hand for cash

    Hi all, I'm in the fortunate/unfortunate position to get rid of my iX35 (which I still owe R103,000 at the bank, at a R3600pm payment).... However, I've been made an offer from a dealer that I cant resist, to settle and buy the car. I will have about R60k to R80k to spend on another car...
  20. T

    Credit Record

    I want to find out how a credit granting company looks at your credit record? Do they only look at your credit score? So lets say I go to FNB and apply for a classic credit card and i meet the salary requirements: Credit record has no judgments, do you need to have a Fair, good, very good or...
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