money

  1. L0gic B0mb

    Friends, money and lifestyle choices

    My friends and I are looking at moving into a house together. (total of 4) I'm really good with money, tend to be conservative and don't spend beyond my means. At the moment I'm building up my credit and prefer to play the long game when it comes to buying luxury items. We enjoy each others...
  2. A

    Any advice on how to make my money work harder for me?

    I want to secure a better financial future for myself. Any tips on smart ways to grow wealth over time?
  3. S

    Aluma Capital

    Hi All, Hope everyone is well and keeping warm. I have come across this Financial Services company called Aluma Capital (https://aluma.co.za/) . I have also had a couple of family mention them to me. However I can not seem to find any concrete reviews of them. So I am wondering if they are...
  4. S

    Unpaid Money after product delivered.

    I wanted to share a situation on behalf of a dressmaker that has left her puzzled and in need of some guidance. She recently made a dress for a bridesmaid, and throughout the process, both the daughter and mother expressed their satisfaction with the dress during fittings. There were no signs of...
  5. Hanno Labuschagne

    These things are worth more than money by weight

    These things are worth more than money by weight A few things are more expensive per weight than money, including diamonds, gold, platinum, and elements like Californium, Tritium, and Plutonium. Money is an excellent medium of exchange and makes it easy to pay for goods and services, settle...
  6. H

    Software Dev career advice: Salary vs Contracting

    I currently work as an Intermediate software developer at one of the big 4 banks. 2023 will be my 7th year of working. Currently make 53k gross. Deductions are med aid, mandatory pension fund contribution (13.5%), UIF and PAYE. Net comes to R35K a month. I get 28 days of leave per annum, an...
  7. YeLo

    Financial Mistakes

    Have you made a financial decision in the past that you regret today? Any experience that we can hopefully learn from is welcome.
  8. U

    Best and most affordable way to send money from a ZA bank account into a UK bank account?

    Hello! I'm traveling to the UK quite soon for a few months and was wondering what would be the best method to send Rand (ZAR) from my ABSA bank account into a UK account into Pounds (GBP)? I will be receiving funds during my stay there each month, so a it will be a regular thing to transfer...
  9. Ray03

    Financial Advice - Looking for Perspectives & Ideas

    Hello everyone, I'm looking for insights and ideas regarding my financial situation. Maybe someone here has something I haven't thought of. So at the moment I am unemployed, lost my job in May 2020 when the film studio I worked for closed down due to Covid. Was On UIF till December which I'm...
  10. I

    Receiving Money from Overseas

    Hi So I did some freelance work for someone but they are located overseas. More specifically the UK. So I'd like to know how does Transferwise work regarding receiving money from UK. From my understanding is that I create an account and send those details to the payer. But then how do I get...
  11. K

    Help Understanding Municipal Bill (COCT)

    Hi everyone, I am a new home owner and I have received my municipal bill from City of Cape Town for the first time. This is the very first time I have seen one of these and a few things do not make sense to me. Why am I being charged for things twice in a month? For example on the 06.05.2020 I...
  12. T

    Telkom making me go crazy

    Hi Everyone. I am not sure if this is the right place to query about this. But my ADSL 4Mb/s line with Telkom has not been working for almost 2 months now. I am a working university student. I can safely say that the reason my results are so bad is because of telkom and now it turns out I might...
  13. A

    2 or 3 Steps to Avoid Car Installments All Your Life

    Car payments, how to avoid them in 3 steps. I was helping a young guy decide how to plan his car purchase. Patience and simplicity are key. Here goes... My illustration went like this: If you put R6,500 away every month for just ten months, you have R65,000 for a cash car. I'm not suggesting...
  14. blackguyza

    Stock exchange rate calculator and cryptocurrency

    For those who love money and cryptocurrency Found it on another board - this program shows which stock exchange is more profitable to buy and sell and which cryptocurrency The most powerful tool to help both novice and professional trader... * Contains a list of 30 popular exchanges * Able...
  15. X88Bass

    What advise can you give a 21 year old with R300k?

    My friend asked me this and we around a similar age. He wants to travel this month and early January, he doesn't work yet. But would like to do something with meaningful with his life. He lives on his own and pays rent as well. He came to me asking how can he go about this.
  16. W

    Getting finance for a home loan abroad (USA) ??

    I'm just wondering if this would even be possible... Absa Home Loan Calculator Price of house: R 1 000 000 Deposit: R 100 000 Interest rate: 10 % Period: 10 Years Monthly bond repayment: R11 893 Total Repayment: R1 427 227 Total interest paid: R 427 227 Bankrate Mortgage Calculator @ 1$/...
  17. N

    ABSA to FNB EFT not showing after 3 business days

    I received an eft on Thursday, and it's been 3 business days and the money still has not reflected in my account. I don't know what to do, fnb is adamant that they have received no money and ABSA is absolutely useless and says there's nothing they can do for me. Any help on what to do?
  18. Fireball

    FNB vs Capitec vs Nedbank for savings pockets

    Hi all! I'm a very happy Capitec client. My favorite feature is the multiple savings pockets. Makes budgeting and saving towards goals that much easier. Unfortunately they only offer a maximum of four. Nedbank offers 10, so that seems pretty damn good. Unfortunately they apparently...
  19. N

    Secondlife + making money?

    Good day all, I have been using the game Secondlife for a few years now doing scripting in the system for business owners in the virtual world. So I thought I would see what you all thought about it and who has tried making money out of it. Personally I have gotten to a point of making a...
  20. rapidblue

    Best budgeting app - YNAB - 2 months free

    I've been using YNAB (You Need a Budget) for a number of years now and it's BY FAR the best envelope budgeting app available (and envelope budgeting is the only way to go if you really serious about your money)... They offer a free 34 day trial and now, using the referral link below, they...
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