I need to get a tracking device

Depending on insurer and where you live you might not be insured for theft at all if you don't fit the tracker.

My insurance is through a broker and with Santam. I am paying a slightly higher premium due to not fitting a tracker, but it is not mandatory with them to have one.

Previous insurer was Quicksure, with the same situation, although the were underwritten by Santam, thus explaining why the rules were the same.

Better to verify with the company before insuring with them.
 
My insurance is through a broker and with Santam. I am paying a slightly higher premium due to not fitting a tracker, but it is not mandatory with them to have one.

Previous insurer was Quicksure, with the same situation, although the were underwritten by Santam, thus explaining why the rules were the same.

Better to verify with the company before insuring with them.
how much more is your premium then if you had taken a tracking device?
 
if you get an option where you can track your car with their app - you can find where you parked
:ROFL:

Not that anyone should need this...but most cars with Bluetooth will tag that as your parking location the moment you disconnect.

Unless it's only iOS that is that clever...
 
Jip. There are certain cars (Polos, Corollas, Rangers and Fortuners) where the premium would have been higher, but with my low risk i20, it's a bit cheaper not fitting a tracker.
 
Not that anyone should need this...but most cars with Bluetooth will tag that as your parking location the moment you disconnect.

Unless it's only iOS that is that clever...
I think Google Now does that by detecting when you stop driving and start walking. I noticed it when a past phone upgraded to Android 6. My car is older and doesn't have bluetooth.

FWIW - I've never been asked to install a tracker by insurers, but I've driven only Alfa Romeos since I bought my first car, and their value has never been more than ~100k, so maybe I haven't hit the threshold to trigger that. Have been insured by Momentum, MiWay and Outsurance during this time period.
 
My policy wording only makes a tracker mandatory for polo and fortuners and no penalty for my non-high risk vehicle not having a tracker.. besides that, I opted for shortfall cover in the event my car gets stolen..
 
I think Google Now does that by detecting when you stop driving and start walking. I noticed it when a past phone upgraded to Android 6. My car is older and doesn't have bluetooth.

FWIW - I've never been asked to install a tracker by insurers, but I've driven only Alfa Romeos since I bought my first car, and their value has never been more than ~100k, so maybe I haven't hit the threshold to trigger that. Have been insured by Momentum, MiWay and Outsurance during this time period.

Depends where you are.

I know in Cape Town they don't care and there it's only a bonus if you get it as they reduce the premium.
 
really didn't notice that with my car's Bluetooth - my android does that automatically anyway

Yeah Bluetooth disconnection (or disconnect from Android Auto / Carplay) just serves as a more reliable trigger.
 
I think Google Now does that by detecting when you stop driving and start walking. I noticed it when a past phone upgraded to Android 6. My car is older and doesn't have bluetooth.

FWIW - I've never been asked to install a tracker by insurers, but I've driven only Alfa Romeos since I bought my first car, and their value has never been more than ~100k, so maybe I haven't hit the threshold to trigger that. Have been insured by Momentum, MiWay and Outsurance during this time period.
yep my insurance said only if car value is higher then 200k
 
Depends where you are.

I know in Cape Town they don't care and there it's only a bonus if you get it as they reduce the premium.
I'm in Cape Town now, but lived in Pretoria previously and it wasn't an issue then either. As others have pointed out, maybe the value of the car.
 
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