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Question of the Day: Have you ever ordered a product online and received a fake knock-off?
So I went to Capitec
- Thread starter FlashSA
- Start date
People are really naive to think those sms's come free and not from bank charges and less interest. Sure for some big spenders ebucks are great. But it's not free. It's paid for by the other sods that could have a better deal at Capitec.
Yip. Capitec offers the best EARN interest rate for a transmission account compared to all other competitors. They also only charge one R5 monthly fee for all 5 accounts (main transmission and 4x savings accounts). I feel it only fair that they charge per sms in order to earn some of their interest back. Decently, you can turn off MONEY IN sms notifications, which I have done, and only receive MONEY OUT sms's for safety.
Can also turn it off for money out (great for people running a business and needing confirmation of deposits) and select different amounts for each. Then there's off course the option to turn it off. Wish they had the option of email though for which Vodacom would sms me for free.
Their SMS system is chargeable but unreliable.
DA-LION-619
Honorary Master
Never found that to be the case.
What phone do you use?
DA-LION-619
Honorary Master
Does it matter? It's an SMS. I use a Nokia.
Their system has been a problem for iPhone users since last year. Poor testing procedures underlying the problem.
supersunbird
Honorary Master
A SMS doesn't care what phone you use, it can be a Nokia 3310. I fail to see how having an iPhone can be to blame.
Now if you are talking about the phone app/code generator, that's another story, but it doesn't use SMS to work. I prefer the physical dongle anyway.
Mephisto_Helix
Resident Postwhore
rofl, what's your monthly bank charges compared to someone using Capitec? And you say you get it 'free' ....... riiiiiiiiight
Maybe so if you are using a phone to send it. Their bulk SMS system doesn't like iPhones and neither does their internet banking.
That dongle is chargeable too.
Mephisto_Helix
Resident Postwhore
Would make sense if I didn't know 3 people with iPhones and Capitec as their bank .......... Probably PEBCAC 
Do any of them have old iPhones?Would make sense if I didn't know 3 people with iPhones and Capitec as their bank .......... Probably PEBCAC
DA-LION-619
Honorary Master
cost of dongle vs sim swop and account fraud?
DA-LION-619
Honorary Master
Had a transfer from ABSA come through today, same day clearance!
My dongle was free when I opened my account. When it was stolen I went in for a replacement. That same day my keys were found with the dongle so I called to ask if I can bring in the new dongle the same day and continue using the old. They said I can keep the new at no charge.
When I had trouble with the app I suggested they throw me a dongle but they refused and said it was chargeable. I thought that was quite mean considering they had not tested the system properly and all iPhones were experiencing trouble, despite the compatability claims. Now they won't support older phones and the newer ones won't accept SMS registrations. Their total sum of testing was done by company directors, which is ludicrous for a bank.
When I opened my account in 2009 I was given a free internet banking token. When it stopped working 1 year later they replaced it free of charge too. When they launched their mastercard cards they refused to swap my old maestro card for one of the new cards saying that the new card is not compulsory so I need to pay the R35 I think it was.
When I told them it's mean because all new accounts get the card for free they told me then close your account and open a new one.....
When I told them it's mean because all new accounts get the card for free they told me then close your account and open a new one.....