So I went to Capitec

DA-LION-619 said:
When walk into Checkers/PicknPay/Spar there's this small section where you can buy the paper/airtime/ciggies with no queue.
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Ah! I don't smoke, I buy any airtime online, and only buy newspapers for the matric results when I have a kid in matric, so I've always just walked past those. I thought they were just for people who wanted to buy lotto tickets.

Call me old school, but I draw money from banks (ATMs these days*) and I buy food from supermarkets. Even then, if I walk into a supermarket, the first thing I do is check the length of the queues, and quite often just turn around and walk back out again.

But my main point was how everyone goes on about saving a couple of rand a month on bank fees. I'll happily pay my bank fees if I can draw cash when and where I need to, and don't need to worry about whether I should pay this account now or wait till the start of the new month when I have a few spare free transactions. It's just not worth it to me. And yes, if I was nearer the breadline, I'd take a different point of view. But many on here like to talk about their private bankers and platinum cards, but then bitch about R30 a month in fees. I'll spend R30 on a cup of coffee if I have 15 minutes to kill. I'm not going to change my whole lifestyle to save that much in bank fees.

* I have been using ATMs since the Standard Bank started using them for savings accounts in the first half of 1982, and you could only used them between 7am and 7pm. I like the fact that I can draw money at 3am if that's when I need money, and that I can bank 24/7 online, and don't need to wait around till the supermarket is open. Besides, the only Shoprite in town only opened a couple of weeks back. I've not been there yet, and haven't really got a burning desire to go anytime soon.
 
Colin62 said:
Snip.
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Its dependant on the individual. I'm mostly cashless, whatever cash I do receive is kept for cash only purposes like transport etc. Everything else I swipe since its free, also I find drawing at the till much faster than using an ATM.
 
DA-LION-619 said:
Its dependant on the individual. I'm mostly cashless, whatever cash I do receive is kept for cash only purposes like transport etc. Everything else I swipe since its free, also I find drawing at the till much faster than using an ATM.
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Same here, often don't have any cash on me. Only withdraw if necessary, and often use a non-Capitec ATM, as those charges are not too bad. Find using a non-Capitec ATM easier than drawing from the till, obviously in the absence of a Capitec ATM. Heck, would rather use a Capitec-ATM than drawing from a till, less of a schlep imo.

B
 
Colin62 said:
So for R27 a month you're prepared to queue in PnP or Checkers four times? You'd have to pay me a lot more than that to tempt me into that system.
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A man has to eat..... I just ask for cashback when paying for groceries - no need for a special trip to a supermarket to draw cash. Did this even when FNB was giving me 4x free ATM withdrawls - reduced risk too by not chancing an ATM skim...
 
DA-LION-619 said:
Its dependant on the individual. I'm mostly cashless, whatever cash I do receive is kept for cash only purposes like transport etc. Everything else I swipe since its free, also I find drawing at the till much faster than using an ATM.
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I like getting money from the till as well, no stupid screens and buttons and whatnot. Just ask the cashier for a couple of bucks, swipe , put in pin, job done, groceries and money. But I won't go into a supermarket just to draw money.
 
FlashSA said:
A man has to eat..... I just ask for cashback when paying for groceries - no need for a special trip to a supermarket to draw cash. Did this even when FNB was giving me 4x free ATM withdrawls - reduced risk too by not chancing an ATM skim...
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That's what I do when I am buying something from Pick 'n Pay and need cash which is rarely.
 
Colin62 said:
I prefer screens and buttons to dealing with cashiers. That's why I order as much as I can online.
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SOme ATM's are fine, but the you get those you have to wait for like 30 seconds after pressing something, makes me mad!! I have no issues with cashiers, you don't even need sentences, just say 1000 cashback please, and it's job done.
 
Colin62 said:
It's the bit where they ask if I want extra cheese on it that gets me :)
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You joke... I find many cashiers are very protective over their cash. Many always look at me like "now why you taking my money huh?"
 
heartbroken said:
SOme ATM's are fine, but the you get those you have to wait for like 30 seconds after pressing something, makes me mad!! I have no issues with cashiers, you don't even need sentences, just say 1000 cashback please, and it's job done.
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R1000? I sometimes have trouble getting a measly R200 out...
 
supersunbird said:
R1000? I sometimes have trouble getting a measly R200 out...
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I've never had a miss when asking for R1k - obviously first thing in the morning you would get shot down because they are only working with their float.
 
FlashSA said:
I've never had a miss when asking for R1k - obviously first thing in the morning you would get shot down because they are only working with their float.
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I always feel like they think I'm a criminal for having the audacity to draw cash. Asking for R1,000 is usually met with an "eish". Then I have to lower it to R500 or something...
 
Mike Hoxbig said:
I always feel like they think I'm a criminal for having the audacity to draw cash. Asking for R1,000 is usually met with an "eish". Then I have to lower it to R500 or something...
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A Indian drawing R1000.00 cash at a grocery store till? Can you blame her? Can only be up to no good!

:p

/runs
 
Great news - Capitec adds SPAR onto the list of CASHBACK stores....
tweet.JPG
 
DA-LION-619 said:
That's good for that one person that goes to Spar :D which I think is Ockie
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I LOVE my little local Spar. Non halaal goodies, a nice selection of strange and wonderful products (even if I just perv over them) and a Tops booze shop right next to it. What more could a Afrikaans outjie from the platteland want? :D:p
 
They say withdraw so it's not like pep where you can only cashback with a purchase. That is pretty cool since I always just go to the spar which is the closest to me.
 
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