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semaphore

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So i have a question...

What are the policies on Life cover and Cannabis use?

Reason i ask, i recently took out a 2nd life policy with Discovery life, and in the questionnaire, i was asked if i make use of cannabis, to which i replied yes (I realized a long time ago, being dishonest in things like this could cause issues down the line), so now, i have just received a "Drug use" document that i need to complete, accompanied by a Urine test for Cocaine and Cannabis....

To which im still going to answer truthfully, and will most likely test positive for cannabis in my urine.

Since the personal use of cannabis i legal now, can they rightfully decline my life cover?

They might reduce your cover, add penalties not really sure.
 

Spliff

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Oct 24, 2014
Messages
25
So i have a question...

What are the policies on Life cover and Cannabis use?

Reason i ask, i recently took out a 2nd life policy with Discovery life, and in the questionnaire, i was asked if i make use of cannabis, to which i replied yes (I realized a long time ago, being dishonest in things like this could cause issues down the line), so now, i have just received a "Drug use" document that i need to complete, accompanied by a Urine test for Cocaine and Cannabis....

To which im still going to answer truthfully, and will most likely test positive for cannabis in my urine.

Since the personal use of cannabis i legal now, can they rightfully decline my life cover?

I was wondering the same thing, surely amendments must be made to insurance policies since it is now seen as legal to use cannabis for personal use.
 

mercurial

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Bobby Greenhash website is down. Says resource limit has been reached. Sounds like they used up all their bandwidth. Eish.
 

Batista

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Sep 2, 2011
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Yes Please! I also need some reccomendations form the Greenhouse Selection?


Do you enjoy sativas or indicas or both?
I enjoy both in a joint to be honest, then I can control which I want more off, so during the day more sativa then evenings less sativa, then bedtime only indica.
 

Wil69

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Yes Please! I also need some reccomendations form the Greenhouse Selection?
I've ordered some greenhouse Northern Lights & Indoor Pineapple express. They'll despatch on Monday so I hope to have it by Wednesday
 

airborne

Honorary Master
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Jul 13, 2007
Messages
18,067
So i have a question...

What are the policies on Life cover and Cannabis use?

Reason i ask, i recently took out a 2nd life policy with Discovery life, and in the questionnaire, i was asked if i make use of cannabis, to which i replied yes (I realized a long time ago, being dishonest in things like this could cause issues down the line), so now, i have just received a "Drug use" document that i need to complete, accompanied by a Urine test for Cocaine and Cannabis....

To which im still going to answer truthfully, and will most likely test positive for cannabis in my urine.

Since the personal use of cannabis i legal now, can they rightfully decline my life cover?

They won't decline your policy but underwriting will use the info to load your premuim, ie probably see it as higher risk hence higher premuim for the same amount of cover vs non drug user.

What drugs did the questionnaire ask about and what will they test for?

Wouldn't requesting that info be violating some kind of right to privacy?

And are they entitled to share that info with anyone else, other companies?

Especially considering how companies seem to trade user data on the open market these days like it's a commodity.

Insurance companies also have a central reporting database that they share amongst each other, so if someone says never made a claim they can check on the database if another insurer has reported a claim previously against your ID number. Come claim time they will repudiate your claim due to none disclosure. That's for short term insurance, I'm not sure if life insurers also have a similar database but I wouldn't be surprised if they did.
 
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saor

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34,263
Anyone on here with any suggestions on strains from 420 Monkeys?
I don't gel with indica and much prefer getting home and herbing to feel awake and do stuff. Even after-work house-clean sessions are fun with some beats rolling, assuming you can stop dancing for long enough. They bring this cool cerebral high with a very positive feel to it. Obviously that's subjective, but hey - maybe there is some truth to the sativa / indica differences and the potential for inducing similar highs for many people, in the way that elves are the often common denominator for DMT.

Swazi at R10 is great value and will make good stocking filler for relatives. Kali Mist, Purple Haze, Green Crack, Haze, Sour Diesel...most of the sativas have a very similar feel so just pick what sounds interesting. The R40-60 stuff is really good value. Can slowly work your way through their catalog o_O.

You can also search leafly for whatever you're buying: https://www.leafly.com/ to help make up your mind.
 

Wil69

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Joined
Oct 26, 2018
Messages
201
I don't gel with indica and much prefer getting home and herbing to feel awake and do stuff. Even after-work house-clean sessions are fun with some beats rolling, assuming you can stop dancing for long enough. They bring this cool cerebral high with a very positive feel to it. Obviously that's subjective, but hey - maybe there is some truth to the sativa / indica differences and the potential for inducing similar highs for many people, in the way that elves are the often common denominator for DMT.

Swazi at R10 is great value and will make good stocking filler for relatives. Kali Mist, Purple Haze, Green Crack, Haze, Sour Diesel...most of the sativas have a very similar feel so just pick what sounds interesting. The R40-60 stuff is really good value. Can slowly work your way through their catalog o_O.

You can also search leafly for whatever you're buying: https://www.leafly.com/ to help make up your mind.
Cool TX man.... I ended up ordering indoor pineapple express and some greenhouse northern lights. Hope to get it early next week.
 

PabloShikone

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Apr 28, 2015
Messages
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Man what a long thread.... but nice to see so much of valuable info :) Cannabis is the way forward, i've seen so many people using it for health reasons with outstanding results, myself included.

Based on alot of the recommendations and the competitive pricing, i Ordered the BGH Canna Cookies, they arrived after 5 days and i managed to sample it last night. I started off with 1 biscuit since i'm not a rookie and after an hour wasn't feeling much so i ate a second one... and then i put on a movie and waited for the fun to start... about 30-45 minutes after the 2nd biscuit, i could feel it coming in.... still not as strong as a dab or some of the potent muffins i've tried before but it was enough to Chill and enjoy the movie. Think i'll pop 4 or 5 tonight being Saturday and all :D

Any other recommendations for a nice Edible and where to grab them? will also look into BIJ and Trichoma but if you have any favorites from there, recommend them too please ...
 

Willy Strong

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Messages
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Man what a long thread.... but nice to see so much of valuable info :) Cannabis is the way forward, i've seen so many people using it for health reasons with outstanding results, myself included.

Based on alot of the recommendations and the competitive pricing, i Ordered the BGH Canna Cookies, they arrived after 5 days and i managed to sample it last night. I started off with 1 biscuit since i'm not a rookie and after an hour wasn't feeling much so i ate a second one... and then i put on a movie and waited for the fun to start... about 30-45 minutes after the 2nd biscuit, i could feel it coming in.... still not as strong as a dab or some of the potent muffins i've tried before but it was enough to Chill and enjoy the movie. Think i'll pop 4 or 5 tonight being Saturday and all :D

Any other recommendations for a nice Edible and where to grab them? will also look into BIJ and Trichoma but if you have any favorites from there, recommend them too please ...

Welcome!

Two BGH cookies makes Jack a happy boy.
But like mentioned before, the dosage cant be confirmed and differs batch to batch or person to person .
 

Joka69

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Messages
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Welcome!

Two BGH cookies makes Jack a happy boy.
But like mentioned before, the dosage cant be confirmed and differs batch to batch or person to person .
What he said.
Man what a long thread.... but nice to see so much of valuable info :) Cannabis is the way forward, i've seen so many people using it for health reasons with outstanding results, myself included.

Based on alot of the recommendations and the competitive pricing, i Ordered the BGH Canna Cookies, they arrived after 5 days and i managed to sample it last night. I started off with 1 biscuit since i'm not a rookie and after an hour wasn't feeling much so i ate a second one... and then i put on a movie and waited for the fun to start... about 30-45 minutes after the 2nd biscuit, i could feel it coming in.... still not as strong as a dab or some of the potent muffins i've tried before but it was enough to Chill and enjoy the movie. Think i'll pop 4 or 5 tonight being Saturday and all :D

Any other recommendations for a nice Edible and where to grab them? will also look into BIJ and Trichoma but if you have any favorites from there, recommend them too please ...
Please share your experience after 4-5 bgh Cana cookies.
 

mister

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Jul 21, 2008
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Study Reveals 21 New Cannabinoids

The researchers collected 33 strains of cannabis from five different licensed producers in the Canadian medical cannabis market. After making an extraction, they used the UV spectrum to classify the different chemical compounds present. Surprisingly, among expected results, the researchers discovered 21 compounds that looked a lot like cannabinoids but were previously unidentified.

...

The research showed that there was a lack of diversity in the cannabinoid content of strains bred to be high-THC alone. In fact, strains with greater than 20% THC seemed to have completely lost the chemical pathways that produce CBD. There also seemed to be fewer of the unidentified cannabinoids in the THC-rich strains, indicating that it may not just be CBD production pathways that those plants have lost.

https://www.ganjapreneur.com/study-reveals-21-new-cannabinoids/
 

Willy Strong

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Gave a Noob a BGH cookie... Damn it... Having to be a Spirit Guide, while you're high as well, is tricky.

Noob puked it's lungs out and vowed to never do weed again. Bob Saget!

It's my fault for not explaining about the trip they'll have and to prepare for it. I saw the Noob couch locking and I disturbed it... And boooom.
 

TribbleZA

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Feb 3, 2014
Messages
31,692
I find lately that I am putting off using as it actually has done nothing yet - but I am still worried about not being in control of myself if it does work.
Is there a strain I can take that will let me keep control?
 

mister

Executive Member
Joined
Jul 21, 2008
Messages
9,157
Gave a Noob a BGH cookie... Damn it... Having to be a Spirit Guide, while you're high as well, is tricky.

Noob puked it's lungs out and vowed to never do weed again. Bob Saget!

It's my fault for not explaining about the trip they'll have and to prepare for it. I saw the Noob couch locking and I disturbed it... And boooom.

That was irresponsible of you... But I also feel absolutely nothing for anybody who takes a substance without any research themselves.
 

saor

Honorary Master
Joined
Feb 3, 2012
Messages
34,263
I find lately that I am putting off using as it actually has done nothing yet - but I am still worried about not being in control of myself if it does work.
Is there a strain I can take that will let me keep control?
There aren't really stains that make you 'lose control'. If your worry is edibles hitting you too hard then rather vape/smoke a tiny amount.
 
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