finance

  1. N

    ABSA to FNB EFT not showing after 3 business days

    I received an eft on Thursday, and it's been 3 business days and the money still has not reflected in my account. I don't know what to do, fnb is adamant that they have received no money and ABSA is absolutely useless and says there's nothing they can do for me. Any help on what to do?
  3. H

    First job. Financial advice needed with regard to savings/investments.

    Hello, I have recently started my first real job (Software Industry). The details are as follows: I'm a 23 year old guy, based in Durban. Living with my parents. Cost to company: Gross salary: R17500 Cell phone allowance: R600 pm Deductions: PAYE: +-R2170 (Just realized it hasn't been...
  4. Z

    Financial Advice

    Good Day Fellow MYBB'ers I am in need of some financial advice and guidance. So here is the situation... So last year I bought a car from a dealer, last week I had a look on what is still owed and i saw that it is about R250 000 still that needs to be paid, I currently pay R4000 a month...
  5. F

    Financial help

    Hi If anyone can give me some advice it would be great. I currently have 2 loans which I payback in total R6500 a month for the next 5 years. I also owe about R80k on a credit card. I own a bond free property worth about R2m. Is there a way I can pay off my loans and CC using my...
  6. Kevin Lancaster

    What South Africa’s failed finance minister did to his new department

    What South Africa’s failed finance minister did to his new department Des van Rooyen, the minister of Cooperative Governance and Traditional Affairs, has overseen a massive increase in irregular expenditure at his department, according to the DA.
  7. Binary_Bark

    It's cool to pay taxes, says Sars boss Tom Moyane

    It's cool to pay taxes, says Sars boss Tom Moyane
  8. S

    Vehicle finance question

    Good day, I would like to find out whether the following interest rate is fine: 14.4% This is through toyota, for a new toyota etios, over 6 years without a deposit. With a deposit it comes down to 14.1% and means I'll pay slightly over R4000 a month, however I've also noticed that I pay a...
  9. G

    Financial adviser

    I take care of my own finances and financial planning but to retain my Multiply reward level I need to go for an annual review with a Momentum accredited financial adviser. The adviser need to complete this Declaration of Financial Review and Product Coverage form...
  10. M

    Advice on going for an Investec Private Bank Account

    Hi everyone. I recently passed my CTA and I qualify for an Investec Private Bank Account. I really don't know whether I need it though. Is a private bank account really worth it? I probably won't be using it to its fullest in the short term(although I am going to need vehicle finance very...
  11. irfaanf

    FNB Cobol Leanership

    Hi all, I've applied for a position at FNB on their COBOL Learnership program. I'd like to know what it's all about, in particular what systems/programs are coded using COBOL at FNB. Is it used to handle credit card or inter-account transactions? Does it involve calculation of interest rates...
  12. A

    Selecting international funds

    Hey guys, Any financial guru's advice would really be appreciated. I'm trying to decide between 2 Global equity funds, Allan Gray or Coronation. However, I've realized that the Allan Gray unit trust is temporarily closed due to offshore capacity constraints. The funds are rand domiciled. Is it...
  13. A

    Vehicle Insurance choices

    Hi All, I am entering the insurance market, and there is so much companies to choose from, and obviously marketing techniques make them all seem so attractive, however I know this is not the case when it comes to claiming for some of them. I am looking to insure a vehicle, with full...
  14. S

    Access Bond to Create Wealth

    Hi Guys I have an idea and want to know if you think it will work. This is the idea: I want to buy a property (+/-R500k) via a bond. (I can cover the transfer costs and 10% deposit) I want to put tenants in and I expect to be paying in an extra +/-R1000 per month to cover levies...
  15. A

    Books on finance

    Hi Guys, I'm new to investing (beginner/novice), and looking for good books to Purchase to help me through getting started. I understand some of the basics, so not a very entry level book. A book that can explain shares and unit trusts, preferably in South African context, as I think this...
  16. Rouxenator

    What % of your income do you spend on vehicle finance?

    I was wondering what is the norm when it comes to the cost of car repayments? Last week I got the papers for my last purchase and transferred it to me as registered owner. So now my car repayments are R0 per month, only big expense I have is my house at 20% of my nett income. Would be...
  17. A

    Investment advice

    Hi Guys, I would just like to ask, what sort of questions is one able to ask the consultants when calling in to Allan Gray? I understand they can't give financial advice, but what advice can they give to assist in making a decision without consulting a financial adviser? Also, I have an...
  18. A

    Investment advice

    Hi Guys, I would just like to ask, what sort of questions is one able to ask the consultants when calling in to Allan Gray? I understand they can't give financial advice, but what advice can they give to assist in making a decision without consulting a financial adviser? Also, I have an...
  19. P

    Sell or Give: What To Do

    I haven't been here in ages, but def needed the never ending wisdom of the MyBB forumites :D So I'm about to order (hope nothing messes up the deal now, including the dreaded price increases every few months now) a Mercedes-Benz A200 with AMG kit, pano sunroof, bi-xenon headlights, park assist...
  20. Carl_Johnson

    Debt Review Car Finance

    Heya everybody! Happy New Year and all that :whistle: So, could anybody please tell me where I can get vehicle financing in Cape Town if I am under debt review? I have a R20k deposit for a vehicle and really not looking for that much finance. Thank you in advance :)
  21. N

    Vehicle Finance - No Job/Unearned Income

    Hello All, Basically this is my situation: I'm a college student and I don't work but I get an allowance from my dad wired to my bank account every month usually between 20-25k a month depending on my expense needs, this amount excludes my rent which I get every 3 months (because I pay it...
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