Discovery Bank

zmme · Mar 28, 2020

NightCrawlerNic said:
Without the credit card, the bank is pretty useless. The benefits dont outweigh the monthly fees at all. I downgraded to Silver and now i am considering downgrading to gold.

Is there anything i should look out for, i am currently using the weekly goals and healthy food purchases from woolworths and PnP.

Oh are they not offering the credit card on the app anymore? At one point it was available? Was considering applying for one. But yeah that's why I stopped using my account because pretty useless without a credit card.

twr · Mar 28, 2020

So I was doing easipay payments now via the app, splitting the payments up, all was well except for one transaction after I put the OTP in it accepted the code but then said transaction failed yet the money went off my credit card? Any idea what to do?

Koosvanwyk · Mar 28, 2020

twr said:
So I was doing easipay payments now via the app, splitting the payments up, all was well except for one transaction after I put the OTP in it accepted the code but then said transaction failed yet the money went off my credit card? Any idea what to do?

It should come back to the account by itself as the transaction will not clear.

twr · Mar 28, 2020

Koosvanwyk said:
It should come back to the account by itself as the transaction will not clear.

Thanks so like Ina few days time or so it should be put back on my cc?

glennhurlow · Mar 30, 2020

Just got to the end of the first month after buying an iPhone on the iPhone benefit. I had my budget installment for the iPhone debited to my card on the 25th and because I met all the goals also had the cashback amounts credited. Awesome, finally something Discovery got right! And then I had the budget installment debited again on the 26th, with no credits...

glennhurlow · Mar 30, 2020

twr said:
Thanks so like Ina few days time or so it should be put back on my cc?

The transaction failed message could have been an error. Does the transaction show as Pending in the app or as online payment? If not pending, then you've prepaid whatever account you were paying.

twr · Mar 31, 2020

glennhurlow said:
The transaction failed message could have been an error. Does the transaction show as Pending in the app or as online payment? If not pending, then you've prepaid whatever account you were paying.

Just had a look at my banking app, all of my transactions for the easy pay payments are showing as pending (I did this sat 28 March) surely by now it should have been approved and gone through as payment

So I can't tell as yet if the one failed transaction (as shown on easy pay app) will go through or reversed as all are showing pending

Snyper564 · Mar 31, 2020

Hey guys, what is discovery banks instant pay limit per transaction and per day? Also possible to open transactional account without CC. Can this be done on the app etc?

ECHLN · Mar 31, 2020

Snyper564 said:
Hey guys, what is discovery banks instant pay limit per transaction and per day? Also possible to open transactional account without CC. Can this be done on the app etc?

Yes you can just open a transactional account without a credit card. I have the black transactional account so I get unlimited instant pays. You should be able to open a transactional account but it'll be linked to your CC if you make it a Suite account

Snyper564 · Mar 31, 2020

ECHLN said:
Yes you can just open a transactional account without a credit card. I have the black transactional account so I get unlimited instant pays. You should be able to open a transactional account but it'll be linked to your CC if you make it a Suite account

unllimited instant pays with no cap/daily cap? FNBS are R350k a day what is it here, no cap? Can I open this all on the app with no issue?

ECHLN · Mar 31, 2020

Snyper564 said:
unllimited instant pays with no cap/daily cap? FNBS are R350k a day what is it here, no cap? Can I open this all on the app with no issue?

There is a fair usage policy but there aren't any hard figures to go by. You'd probably have to call Discovery to find out what those are.

Snyper564 · Mar 31, 2020

ECHLN said:
There is a fair usage policy but there aren't any hard figures to go by. You'd probably have to call Discovery to find out what those are.

Ah ok great happy to pay for all no issue the caps mean more to me, but sounds like there are none

ECHLN · Mar 31, 2020

Snyper564 said:
Ah ok great happy to pay for all no issue the caps mean more to me, nut sounds like there are none

Hopefully this helps a little bit https://www.discovery.co.za/bank/discovery-transaction-fees-one-monthly-fee

Snyper564 · Mar 31, 2020

ECHLN said:
Hopefully this helps a little bit https://www.discovery.co.za/bank/discovery-transaction-fees-one-monthly-fee

Perfect, can this all be done via app application?

ECHLN · Mar 31, 2020

Snyper564 said:
Perfect, can this all be done via app application?

I'd be lying to you. I'm not sure.

Snyper564 · Mar 31, 2020

ECHLN said:
I'd be lying to you. I'm not sure.

no problem

Snyper564 · Mar 31, 2020

Applied via app, anyone knows how long the accounts take to open? Just transactional

twr · Apr 3, 2020

Bank goal been reduced to one point per week during the lockdown period

amabacha · Apr 3, 2020

twr said:
Bank goal been reduced to one point per week during the lockdown period

Where did you see that?

twr · Apr 3, 2020

amabacha said:
Where did you see that?

Their Facebook page

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