Discovery Bank

Koosvanwyk said:
The cash back %'s are almost always all over the place on the first one or two days of each month, wait a while for it to settle.
It is not really possible for them to determine the spend band of the previous month this early as some transaction (transacted on, by example, on the 29th or 30th) still needs to clear.
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Agree to wait a day or two, but there should not be a need to calculate any spend Band as those fell away during lock down period,
So it's based in your card type and money status which should just tick over from last month

But yes will wait
 
twr said:
Agree to wait a day or two, but there should not be a need to calculate any spend Band as those fell away during lock down period,
So it's based in your card type and money status which should just tick over from last month

But yes will wait
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So I phoned vitality and bank rewards, vitality confirms double rewards apply till end of July but only from the vitality side,the reason they say my % dropped is because the bank rewards ended its double rewards at end of June and the extra % is now calculated how it was pre lockdown (monthly spend band, suite )
 
twr said:
So I phoned vitality and bank rewards, vitality confirms double rewards apply till end of July but only from the vitality side,the reason they say my % dropped is because the bank rewards ended its double rewards at end of June and the extra % is now calculated how it was pre lockdown (monthly spend band, suite )
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This is what irritates me the most about Discovery they have no communication and always hides behind ambiguous terms and conditions which no one knows for sure
 
maumau said:
@morkhans @ros_b I was forced to migrate my card from FNB to Discovery in order to reclaim my missing Discovery miles. Agent "couldn't understand how the miles went missing", but Google shows so many people complained about it 702 had a programme featuring missing miles. I'm using the miles but in the meantime have managed to get a Capitec credit card and am working towards cancelling Discovery. Sick of having to make 30 minute phone calls at my expense :mad:
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I hear that Virgin Money's CC is free, ie no monthly fee. As soon as my legacy Discovery card expires, I'm going to buy vouchers with all my Miles and then move to Virgin. Without the miles multiplier, I don't see how I can spend enough to make Discovery Bank worthwhile.
 
ros_b said:
I hear that Virgin Money's CC is free, ie no monthly fee. As soon as my legacy Discovery card expires, I'm going to buy vouchers with all my Miles and then move to Virgin. Without the miles multiplier, I don't see how I can spend enough to make Discovery Bank worthwhile.
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Hmmm. I’ll buy your miles from you :)
 
ros_b said:
I hear that Virgin Money's CC is free, ie no monthly fee. As soon as my legacy Discovery card expires, I'm going to buy vouchers with all my Miles and then move to Virgin. Without the miles multiplier, I don't see how I can spend enough to make Discovery Bank worthwhile.
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Vouchers are a great idea, I didn't think of that.
 
ros_b said:
I hear that Virgin Money's CC is free, ie no monthly fee. As soon as my legacy Discovery card expires, I'm going to buy vouchers with all my Miles and then move to Virgin. Without the miles multiplier, I don't see how I can spend enough to make Discovery Bank worthwhile.
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Virgin money CC is free, there is no monthly fees on it.
 
ros_b said:
I hear that Virgin Money's CC is free, ie no monthly fee. As soon as my legacy Discovery card expires, I'm going to buy vouchers with all my Miles and then move to Virgin. Without the miles multiplier, I don't see how I can spend enough to make Discovery Bank worthwhile.
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They will transfer your card before it expires - unless you have asked for the card to be cancelled.
 
ab12312390 said:
They will transfer your card before it expires - unless you have asked for the card to be cancelled.
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Thanks for the heads up on that.... I'll make a note in my calendar two months before expiry to call them and inform them not to transfer it.
 
ros_b said:
Thanks for the heads up on that.... I'll make a note in my calendar two months before expiry to call them and inform them not to transfer it.
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Also check the regulatory grace period they were given to have the FNB-issued card running. I think it was 2 years, so the time might be before the expiry of your current card.
 
ab12312390 said:
Also check the regulatory grace period they were given to have the FNB-issued card running. I think it was 2 years, so the time might be before the expiry of your current card.
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Blimey, how do I check that? I don't trust any consultant to understand the question if I were to ask them!
 
Anyone had any luck increasing their credit limit?

I was on a debit card when they were still backed by FNB and they never told me that when I move over to a credit card with Discovery bank that my credit limit would be R1... I have also phoned them about 6 times since signing up but each time I get told that they don't have that functionality yet
 
Pufferfish94 said:
Anyone had any luck increasing their credit limit?

I was on a debit card when they were still backed by FNB and they never told me that when I move over to a credit card with Discovery bank that my credit limit would be R1... I have also phoned them about 6 times since signing up but each time I get told that they don't have that functionality yet
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Would closing that account and opening a new one work? I fail to understand how such a simple functionality is not there yet they are enrolling new clients and setting their credit limits.
 
Pufferfish94 said:
Anyone had any luck increasing their credit limit?

I was on a debit card when they were still backed by FNB and they never told me that when I move over to a credit card with Discovery bank that my credit limit would be R1... I have also phoned them about 6 times since signing up but each time I get told that they don't have that functionality yet
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Yes , just mail them 3 months payslips or bank statements. .and tell them how much you want to increase too

[email protected]
 
Has anyone bought a Dischem Voucher? What expiry do they have?
 
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