Sitting in the Marhaba lounge Dubai terminal 3 gate c23. No problem getting in with the digital card held in my Apple wallet. Just realising I should have tried the LoungeKey app first but at least they take digital cards.
I transferred $11K from my USD global account to my IB account (also USD), and I remember it costing over R600 even without currency conversion. I now use E4F who don't charge fees if you transfer over R100K, and their rate is better than FNB too.
I opened a USD Global Account and just ordered a debit card linked to that account (USD). I am travelling to Europe soon was wondering if I should also open a Euro Global Account and order an additional debit card for withdrawal of Euros in Europe from ATM's. I could obviously use the USD card but I assume there will be additional charges and/or fees related to forex conversions.