I received last month alone 16 requests for people asking exactly what you are asking, all have these great "ideas" and it will definitely work I must just develop it
Good for you, perhaps if you actually sit with each one of those 16 people, assess their idea, or better yet, help them achieve it, you may end up sitting with a lot of money under your belt ... or you may not ... I like to try everything until I find the one that makes millions.
My reply to them as follow
If you are so sure it will work why dont you pay someone to do it ?
Money is tight ... especially what dev'
Why should I waste my time to help you seeing that I will be risking everything (Ie: My time, My knowledge)
High Risk = High Reward
Between us: Your wonderful idea is NOTHING without a developer
No it is still something ... I am a developer, just very entry level, but I will be able to build it, it will just take longer
Now go and ask yourself where do you fit into this picture as the developer will be doing everything so why does the developer even need you ??
I started Digital Addiction and AndroidZA from scratch ... both very successful websites (Digital Addiction closed down after I sold it but was successful before I did, proof that I do have good accumen in business) ... I have tons of experience running websites. The developer is an important bit in the chain, but is not the only bit. Huge companies have engineers and CEO's, they each have their own parts to play.
On a side note my one graphics designer working for me received the following from a guy in cape town yesterday
We are looking for the best of the best designers and would hereby like to request that your company participates in our logo design competition
Winning logo will receive R1000 and lots of work to follow
I was like really ???? Wtf this designer has done over 500 logo's and now someone expects him enter a competition
Do you go to pick and pay get all your groceries in the cart and at the till them you want to make them a business partner or that they can enter a competition and pay you ???
That doesn't even make sense in the context
Get the cash, get a proper developer do your thing
I will do it one way or another, I'm offering someone a way in ... they can take it or leave it, I will get it started, it's purely a timing difference. That, and I am meeting with a venture capitalist firm who specialises in small start ups to discuss not just this one, but another idea of mine. But I prefer having partners than VC firms.