Discovery Bank

[Gtx Gaming]

Vitality: Well done, you've earned R225.00 cash back on your monthly gym fees with the Vitality Active Rewards Gym Booster benefit. Ts&Cs apply. Auth FSP.

Got the sms now .

 

[binloud]

Yeah also got my gym booster, wonder if it's August or September ?

 

[Thor]

Vitality: Well done, you've earned R225.00 cash back on your monthly gym fees with the Vitality Active Rewards Gym Booster benefit. Ts&Cs apply. Auth FSP.

Got the sms now .

What products are needed to get the 100% off for gym?

Currently I have Discovery Bank and Vitality money. (bank account is 7 days old, everything looks broken).

 

[ECHLN]

What products are needed to get the 100% off for gym?

Currently I have Discovery Bank and Vitality money. (bank account is 7 days old, everything looks broken).

View attachment 722240

Firstly, you should also have the Discovery app. You should also have Discovery Vitality. If you dont have that, you'll have to have it, to fully take advantage of the bank. It costs R249 a month.

Then you'll need to create accounts with the reward partners you'd like cashback and discounts from. For example, I have an account with Clicks, Woolies and PnP and link them to my Discovery account.

There are finer details to all this but this is just a summary.

 

[Thor]

Firstly, you should also have the Discovery app. You should also have Discovery Vitality. If you dont have that, you'll have to have it, to fully take advantage of the bank. It costs R249 a month.

Then you'll need to create accounts with the reward partners you'd like cashback and discounts from. For example, I have an account with Clicks, Woolies and PnP and link them to my Discovery account.

There are finer details to all this but this is just a summary.

So discovery lied a bit there in their marketing materials RE the rewards for banking then. Because now a R400 p/m bank account which is suppose to include the Vitality thing means it will cost me R650 p/m to bank with them and get rewards.

I don't see how that bank will survive, FNB is decades ahead of them and does not cost anything.

 

[jambai]

So discovery lied a bit there in their marketing materials RE the rewards for banking then. Because now a R400 p/m bank account which is suppose to include the Vitality thing means it will cost me R650 p/m to bank with them and get rewards.

I don't see how that bank will survive, FNB is decades ahead of them and does not cost anything.

Exactly my thoughts . They think a free iPhone that you pay for will be a game changer . I am good at these things and they not bang for buck

 

[twr]

Yeah also got my gym booster, wonder if it's August or September ?

I downgraded my gym to club membership near end August,but I never received any gym booster for September not device booster for September tho I did receive my device booster last month.

 

[beefymoocow]

Hopefully they still give points to miles. I usually get about 3k back per year

 

[citizensa]

Hopefully they still give points to miles. I usually get about 3k back per year

Points to miles conversion was discontinued last year.

 

[3Gee]

I’m a newbie to Discovery , all very confusing in terms of the addons to gain the full benefit

Gym , food , iphone , points etc

How much will it cost me in monthly bank charges and what addons are required

Break down of the initial bank charges
Break down of the addons and their costs
What is the min required to gain any benefit

Thanks in advance

 

[ECHLN]

I’m a newbie to Discovery , all very confusing in terms of the addons to gain the full benefit

Gym , food , iphone , points etc

How much will it cost me in monthly bank charges and what addons are required

Break down of the initial bank charges
Break down of the addons and their costs
What is the min required to gain any benefit

Thanks in advance

First you need to select a bank account. Do you want a transaction account, credit card or an account that has both the transaction account and credit together? If you already have one, what account do you have an what colour?

 

[3Gee]

First you need to select a bank account. Do you want a transaction account, credit card or an account that has both the transaction account and credit together? If you already have one, what account do you have an what colour?

Nada , nothing with Discovery as a whole.
I would go with a transaction account and a CC

 

[ECHLN]

Nada , nothing with Discovery as a whole.
I would go with a transaction account and a CC

Here are you're options then: https://www.discovery.co.za/bank/discovery-banking-suite-comparison

To get more rewards, you'll need to have more discovery products. Want me to explain those too?

 

[3Gee]

Here are you're options then: https://www.discovery.co.za/bank/discovery-banking-suite-comparison

To get more rewards, you'll need to have more discovery products. Want me to explain those too?

Thank you. According to post #1505 i need to add Discovery Vitality @R249 to the banking package to gain the full benefit ?

 

[Thor]

Thank you. According to post #1505 i need to add Discovery Vitality @R249 to the banking package to gain the full benefit ?

You need life insurance or medical to get the full benifit of vitality.

 

[3Gee]

You need life insurance or medical to get the full benifit of vitality.

Thanks.

 

[SaiyanZ]

You need life insurance or medical to get the full benifit of vitality.

I don't think you need those at all. I don't have life insurance and also have the cheapest hospital plan available. Still get a fair bit back from being on Diamond for Health and Bank. You can get cashback with Discovery Life insurance I believe, but being on Vitality does nothing extra for your medical aid. It's just an add-on rewards programme.

 

[Thor]

I don't think you need those at all. I don't have life insurance and also have the cheapest hospital plan available. Still get a fair bit back from being on Diamond for Health and Bank. You can get cashback with Discovery Life insurance I believe, but being on Vitality does nothing extra for your medical aid. It's just an add-on rewards programme.

Life OR Medical,
you have medical.

 

[SaiyanZ]

Life OR Medical,
you have medical.

Well you can't sign up for Vitality without having one of those. So you will have to have either of those first.

4.3. Who qualifies as a main member To be a main member of Vitality, you must make a monthly payment (or consent to a third party making the payment on your behalf) to Vitality for the programme and be one of the following:
4.3.1. A principle member of a medical scheme administered by Discovery Health.
4.3.2. A policyholder of a Discovery Life policy paying a minimum premium of at least R350 or an integrated life plan policyholder paying a minimum premium of at least R200 and for Smart Life plan policyholders paying a minimum premium of at least R100.
4.3.3. An employee of an employer who has taken out Discovery Life Group Risk cover. At least 50% of the Group Risk Life Plan policy holders must also be members of a Medical Scheme administered by Discovery Health.
You are only allowed to have one Vitality membership, regardless of whether you have taken out more than one of the above products.

 

[Thor]

Well you can't sign up for Vitality without having one of those. So you will have to have either of those first.

Yet Discovery pushed their bank on me saying vitality and vitality money is included. They lied.