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Thanks for that. No I haven’t spent that much today, swiped for R2k this morning so that should have updated though? I’ll give it a day or two and call them if it doesn’t update. Thought it would take my spend for November into account.
Do you have the minimum amount required in a savings account?
I do, money ring wouldn’t move if I didn’t... The fact that it only updates when you achieve your goal makes sense. No use in seeing half a ring on that page. And I’m guessing today’s spend isn’t there because it hasn’t cleared yet.
Did you take iPhone 11 pro and how much is your monthly payment after achieving all goals, since maximum discovery will pay is 715 for black suite and still with iPhone 11 at 16999 you pay 83 rand every month as additional payment
Eft dont count ofcourse would make it too easy. Swipes and online shopping only.
**** me. Then I am. Screwed.
I took the 11 Pro Max fro R23,999. My monthly payment is R1162 (will hopefully be on diamond money status soon so a bit less then) of which Discovery will fund up to R715. So I'm paying a minimum of R447pm out of my own pocket. I'm not keen on paying interest on this though, so will settle the balance as soon as that option is available. Proceeds from the sale of my old iPhone X should cover it, so essentially it's still a free iPhone.
Can you pay the phone off sooner?
When I battle to make my weekly goal I load money onto a WW gift card in R50 increments. Bit of a schlep but it does the trick. I also pay subscriptions like Vodacom by card rather than debit order. What really helps is the fact that anything in excess of your goal carries over to the next week, making it easier to achieve.
Currently you can settle it, but then the benefit falls away. Apparently they're working on the ability to transfer money into the phone account (it's a new account that gets created on your bank home screen), effectively reducing the amount owing but not affecting the benefit.
Why the R50 increments? Can't I just load the full goal amount?
That explains it.I think you need to read rules on how the money goals work. It’s on the app. It’s fairly simple.
So how do you do this in practice do I go to Woolworths get a gift card and then hold up the queue as I swipe 20 times?
Only 1 will count they limit you when you use same retailer within an hour. Not proved yet but same guys reported it
I don't usually do more than one at a time, so no holding up the queue. I also don't need to get my full 25 from 'fake swipes' since I use my card quite a lot. It's only for when I need to spend money to close my ring and can't think of anything else to buy. The WW gift card is convenient since I use it to pay for all my 'unhealthy food items' and don't get penalised by Discovery.
