Discovery Bank

[ies87]

Oh is it an EasyPay number?

Vodacom stopped easypay years ago afaik

 

[Koosvanwyk]

Oh is it an EasyPay number?

No, it is not easypay. Not sure how they do it. It shows up as Checkers [Store name here] on the statement. If you look on your Vodacom invoice/statement it lists checkers and shoprite as one of they ways to pay.

 

[twr]

No, it is not easypay. Not sure how they do it. It shows up as Checkers [Store name here] on the statement. If you look on your Vodacom invoice/statement it lists checkers and shoprite as one of they ways to pay.

I didn't know that about vodacom, I currently have a debit order running for my contact,so do I go and stop the debit order and then pay manually with my cc at checkers? And that won't bring up and interest or charges on my cc right?

 

[ies87]

I didn't know that about vodacom, I currently have a debit order running for my contact,so do I go and stop the debit order and then pay manually with my cc at checkers? And that won't bring up and interest or charges on my cc right?

I’ve been doing it for a while. Just pay it at least a week before the debit order is scheduled to go off. Vodacom won’t debit you if you’ve paid already. I used to do the same with Virgin Active, but it sounds like the debit order is compulsory now in order to get the boost.

 

[twr]

I’ve been doing it for a while. Just pay it at least a week before the debit order is scheduled to go off. Vodacom won’t debit you if you’ve paid already. I used to do the same with Virgin Active, but it sounds like the debit order is compulsory now in order to get the boost.

Thanks I also have one with MTN. So I called them and asked if I pay manually ,will the debit order still go off ,they said yes! She says I have to cancel the debit orders to avoid it going off twice

 

[ies87]

Thanks I also have one with MTN. So I called them and asked if I pay manually ,will the debit order still go off ,they said yes! She says I have to cancel the debit orders to avoid it going off twice

Don’t know about MTN but Vodacom definitely doesn’t go off twice. I’ve left my debit order as a ‘safety net’ in case I forget to go pay. Never had issues.

 

[Gtx Gaming]

Gym booster and dischem money is in!

 

[Koosvanwyk]

Don’t know about MTN but Vodacom definitely doesn’t go off twice. I’ve left my debit order as a ‘safety net’ in case I forget to go pay. Never had issues.

This ia correct, if you pay the invoice/account, Vodacom will not run the debit order. Pay it at least a week before the debit order date.

 

[Koosvanwyk]

Thanks I also have one with MTN. So I called them and asked if I pay manually ,will the debit order still go off ,they said yes! She says I have to cancel the debit orders to avoid it going off twice

Well, don't think this is correct. The debit order amount is based on the outstanding value of the account determined at a predefined date ( normally a few working days before the debit order run). If you have settled the account the debit order value will be zero. What the MTN person is implying is that they base the debit order on the value of the invoice as opposed to the outstanding balance of the account which makes no sense.

 

[JV_011_]

Guys I confused. I loaded my wallet on Snapscan with R20 and bought airtime for R20, however the points haven’t been allocated yet? Does that mean online purchases don’t count for money goals or am in too much of a hurry to see the changes?

 

[Gtx Gaming]

Guys I confused. I loaded my wallet on Snapscan with R20 and bought airtime for R20, however the points haven’t been allocated yet? Does that mean online purchases don’t count for money goals or am in too much of a hurry to see the changes?

It does count sometimes just delayed.

 

[JV_011_]

Guys I confused. I loaded my wallet on Snapscan with R20 and bought airtime for R20, however the points haven’t been allocated yet? Does that mean online purchases don’t count for money goals or am in too much of a hurry to see the changes?

SnapScan Wallet top ups: Too bad i can only spend about 2k through them.

 

[RH360]

The new Discovery Bank products are very confusing. To try and understand the reward program requires hours of research not to mention trying to compare it to my current Discovery Card linked to FNB. I have not yet moved my current legacy Discovery Credit card over to Discovery Bank.

I currently have the Platinum/Top card on the legacy Discovery Credit card linked to FNB. I average about R30-35k monthly transactions on the card. I am also on Diamond Vitality Health status. Would I get more or less rewards by moving to the new Discovery Bank packages? We tend to use the International flights and Hotel savings each year. Please if anyone could put me out of my misery of trying to unravel this mystery.

 

[binloud]

The new Discovery Bank products are very confusing. To try and understand the reward program requires hours of research not to mention trying to compare it to my current Discovery Card linked to FNB. I have not yet moved my current legacy Discovery Credit card over to Discovery Bank.

I currently have the Platinum/Top card on the legacy Discovery Credit card linked to FNB. I average about R30-35k monthly transactions on the card. I am also on Diamond Vitality Health status. Would I get more or less rewards by moving to the new Discovery Bank packages? We tend to use the International flights and Hotel savings each year. Please if anyone could put me out of my misery of trying to unravel this mystery.

What questions do you have? Some people get more back from FNB some don't just depends how you shop. If you buy "healthy' food at woolies OR pnp then probably. All you need to do is have enough savings/insurance/a house/retirement and spend enough and you will get good money back on food spend, flights, fuel (all at the right shops) - On ebucks you earn more at general places. Discovery miles doesnt do much at all for now. So basically your cash back is the best feature. So basically if you on a good ebucks level and earn well - stay, if you dont and you shop at discovery's shops then move.

 

[twr]

Just got a call from bank rewards, there is a delay in paying fuel cash back any transactions from.the 22nd September onwards, so it will eventually get paid when they fix it.no need to send a query

 

[RH360]

What questions do you have? Some people get more back from FNB some don't just depends how you shop. If you buy "healthy' food at woolies OR pnp then probably. All you need to do is have enough savings/insurance/a house/retirement and spend enough and you will get good money back on food spend, flights, fuel (all at the right shops) - On ebucks you earn more at general places. Discovery miles doesnt do much at all for now. So basically your cash back is the best feature. So basically if you on a good ebucks level and earn well - stay, if you dont and you shop at discovery's shops then move.

I think you misunderstood my post. I have a Discovery Credit card based on their legacy solution that was provided using the FNB banking infrastructure. So I am trying to compare the costs and rewards of the legacy vs the new Discovery Bank package. My first impressions are that it is not better and that I will just delay my migration as long as I can. Could someone comment that moved from the old Discovery Credit card to the new Discovery Bank?

 

[twr]

@RH360 the biggest draw back for me moving to the new card is the lack of miles multiplyer, I do like the extra boosted cash back(so from 25% at pick n pay I get and extra 8%) I get 6% cash back at Bp which I never got before etc

 

[RH360]

Is there a document somewhere that indicates exactly how you attain the Vitality Money status (Blue to Diamond)? All I see is "Dynamic scoring using artificial intelligence (AI) " which sounds like an excuse to change the rules to keep reward expenditure in check.

 

[twr]

Is there a document somewhere that indicates exactly how you attain the Vitality Money status (Blue to Diamond)? All I see is "Dynamic scoring using artificial intelligence (AI) " which sounds like an excuse to change the rules to keep reward expenditure in check.

Not sure about the documents,as moving up a status is tailored personally ,as it depends what products you have with discovery and what you have outside of discovery (debt retirement etc) and savings in your bank, so you may automatically go from.blue to silver like I did and then I just added more to my saving account and doing the monthly goals which is also differs from person to person

 

[RH360]

Not sure about the documents,as moving up a status is tailored personally ,as it depends what products you have with discovery and what you have outside of discovery (debt retirement etc) and savings in your bank, so you may automatically go from.blue to silver like I did and then I just added more to my saving account and doing the monthly goals which is also differs from person to person

So it would seem that there is absolutely no way of knowing what your reward level will be. These reward schemes are getting ridiculous with the level of intentional obfuscation to prevent the client from making an informed decision.