I would imagine there may be charges in some countries and each country and bank may well differ. My experience however, I've used my GA Euro card in Dubai, Turkey and Indonesia and each time I've had no additional charges other than the conversion rate being in their favour a few points.
So generally it's the same as using your normal FNB current account bank card overseas. If you use an ATM they will give you a rate which you have no say over, and if you use at a POS they will ask you if you want to be charged in local currency or Rands (not the currency on the GA card). The deduction is then made from your balance in Euros.
Thanks, that works for me, I'll earn some eBucks on my upcoming trip to MU next week with the left over Euro's from my Italy trip a couple of weeks ago. I won't need to draw cash

