Ok there we go, this makes sense.
This guy took mine down to R1000 but he wasn't too clued up on this rule of at least R2000.
This means that if I make use of the 10% (R200) then I have to pay them the service fee of R57, which actually means that I am losing out as I am getting poorer.
But with an OD of less than R2000 you won't earn any extra reward points. It appears the only way to get the extra points with an OD is by incurring the fee.
). How do you settle this in the same month though, I assume you just make a transfer?