credit card

  1. NeonNinja

    Will we ever get a Crypto debit/credit card?

    I was scolling through Reddit and saw some users in some countries have a ccess to Crypto debit/credit cards. I tried looking at several exchanges and they don't offer it for South Africa. Could this maybe change in the future? Can't see our government allowing it, or it will be heavily...
  3. O

    Closing Standard Bank Credit Account

    Hello Everybody! Just some advice needed... I've been trying to close my old iStore Standard Bank Credit account... Has anyone successfully been able to do this before over the phone? I tried in the branch but didn't succeed. They take you to a phone booth and dial one of the standard bank...
  4. C

    Discovery Credit Card: Platinum VS Black

    Hi there I have a question re differences between the Discovery Platinum & Black credit cards I currently have a platinum credit card and am super happy with it. I am a Discovery medical member and have vitality. I am into counting points with healthy food and fitness etc. I have been offered...
  5. Steering_Rack

    Moving to Nedbank due to home loan

    OK, long story, apologies. Need advice, preferably from someone who knows whats going on. My scenario: Currently at ABSA. Have quite large personal loan. Have credit card, not much owing. Home Loan is at Nedbank. Nedbank says I get lower interest rate if I move to them. OK, can do with...
  6. S

    Should I consolidate my credit card debt into a personal loan

    I'm going to start this post off by admitting that I have made bad financial decisions, I got a credit card many years ago, and despite being close to paying it off a few times, I now have a mountain of debt on this credit card. The details: I only have the credit card as debt. I owe R180 000...
  7. Mielo10

    How is Credit Card Interest charged by the different banks?

    How is Credit Card Interest charged by the different banks? ABSA uses a 2 billing period calculation. How does this compare? Lets say I was carrying a balance of R10 000 on 1 May and make a R150 purchase on 15 May, when the installment is raised (lets make it 30 May), how is the interest...
  8. Jan

    Stand-alone credit card account comparison for South African banks

    Best credit card deals from South African banks Many of South Africa's major banks offer entry-level credit cards with minimal monthly fees that can help young consumers start building a good credit score. These cards often also come with some added value in the form of membership to banks'...
    • Jan
    • Thread
    • absa african bank capitec credit card discovery bank first national bank (fnb) nedbank standard bank tymebank
    • Replies: 22
    • Forum: Broadband and IT News
  9. Jan

    Credit card account fee, interest rate, and currency conversion comparison

    Credit card fee comparison for traditional and digital bank accounts South Africa's major traditional and digital banks offer credit card accounts for various budgets and incomes, with stand-alone options starting from R30 a month. Four of South Africa's traditional banks offer credit cards...
    • Jan
    • Thread
    • absa capitec credit card first national bank (fnb) investec nedbank standard bank
    • Replies: 30
    • Forum: Broadband and IT News
  10. hjst45

    FNB Credit balances explained

    Hey everyone, Can someone give a brief explanation of how the credit balances work with FNB? Only recently got a credit card, and finding it difficult to keep track of what I owe, and what I have as a positive balance. For example, Credit limit: R15000 Current balance: R8000 and Available...
  11. OnlyOneKenobi

    VC Pay prepaid credit card alternatives?

    A few years ago, I used a pre-paid credit card with VC Pay for online subscriptions and purchases but it seems they've gone under and the app is no longer in the app store (although their website is still up). Is there any alternative to VC Pay, other than using a virtual credit cards from a...
  12. F

    Credit card - reduced settlement

    Hi All, I have an FNB credit card I've had for years, pretty much always close to the limit of credit and always paid as much as I can every month, normally a little more than the minimum repayment due (yes I know thats not recommended). My work and life has got more tricky, and now I may have...
  13. B

    Ways to yse credit card to transfer money?

    Are there any ways to use a credit card to make transfers to another bank account. Obviously EFTs are possible but im looking for a way to not do EFTs on the credit card. My initial thought was to generate a QR code (via snapscan, zapper or Fnb speedpoint) and then just make card payments to...
  14. BamboozledAttorney

    The FNB-Spotify issue (debugged)

    This may or may not have been discussed, but what the heck; here goes anyway. When Spotify became available in 2018 here in SA, I was overjoyed. I could finally say goodbye to VPNs that tricked the application into thinking I am in an eligible country. And when I used my trustee Debit Card...
    • BamboozledAttorney
    • Thread
    • bank credit card debit card fnb spotify
    • Replies: 25
    • Forum: Music
  15. T

    Credit Card Min Due error?

    Hi, Is it possible for the Minimum Due amount on my credit card to calculate wrong? My min due is normally around R500-R600 every month. This month my balance is less, better interest rate but my min due is R1190??
  16. T

    Credit cards explained

    I've been a client of FNB for some time now, but in June I opened a credit card to maximise my eBucks. The changes I made took me from about R180 in eBucks a month to R800 a month so I've been pretty happy with it. However, in my latest statement for July I see that I've been charged interest...
  17. A

    International forex advice

    What's the best and most cost effective payment method during overseas travel? The capitec card seems to be the cheapest when it comes to exchange rates and extra fees on foreign purchases. Would a capitec credit/debit card be a better option than taking a prepaid forex card? Will there be...
  18. A

    FNB vs Discover credit card

    With all the changes with ebucks etc. causing the earn to decrease I have started considering moving my credit card (which I use as a debit card for daily expenses) over to Discovery and rather use miles. I know there will be an additional cost to the discovery one... Has anyone done any sort...
  19. Neuk_

    Virgin Money Credit Card Fraud

    I have had a Virgin Money CC since they first arrived in SA alothough I can't remember exactly when that was, mid 2000's I think it was. Since I got my Discovery CC I have not used my Virgin Money CC at all so found it strange when I received an SMS from VMSA this morning about an outstanding...
  20. T

    Should I get a credit card?

    Sorry if this seems like a weird question, but I really don't know if I should get one. When I started university 4 years ago, I had a student account (FNB). I got my first job earlier this year (May), and switched to a cheque account. So far I have only been using my debit card for everything...
  21. S

    Best way to paying for things overseas

    Hi. I'll be travelling to Dubai soon for work for a few months. What's the cheapest and/or easiest way to pay for stuff abroad. I have a standard bank credit card but i heard the fees are high when swiping overseas. Are there any other international credit cards or payment facilities that would...
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