View Full Version : Need vehicle finance - Blacklisted
Randevou
03-04-2008, 11:04 AM
hi
Please assit - in need of a car but blacklisted
LandyMan
03-04-2008, 11:08 AM
Pay cash?
The_Librarian
03-04-2008, 11:10 AM
Pay cash?
Or get somebody to pay for the car, and you pay that person back in monthly instalments?
timgaul
03-04-2008, 11:26 AM
Or get somebody to pay for the car, and you pay that person back in monthly instalments?
Thats a lot of trust for someone who has been blacklisted.
I take it the blacklisting is a big thing and not some overdue Edgars account that can be settled for R900?
CaTcH21
03-04-2008, 11:38 AM
hi
Please assit - in need of a car but blacklisted
you have to tell who blacklisted you and for what ...
(DmZ)Wrecky
03-04-2008, 11:43 AM
Randevou, you can't just Handevou and hope.
VernD
03-04-2008, 11:52 AM
Or get somebody to pay for the car, and you pay that person back in monthly instalments?
Don't do this either way - this coming from someone who's been burnt from both ends.
I financed a car for a friend who was blacklisted. Less than one year later, he fell in arrears to the tune of R7000, and the bank was calling me to repossess the car. I paid the R7000, and took the car from him - from then on, I paid the instalments myself. Last year, I tried to sell the car but the seller's finance fell through the mat. Because he so much wanted the car, we came to an agreement where he would pay the instalments. Anyway, the end of that was that he had the car for 5 months, only paid for one month, and now I'm taking him to court for the rest.
So, don't do this either way, not for family, not for friends, not for ANYONE.
timgaul
03-04-2008, 11:54 AM
Don't do this either way - this coming from someone who's been burnt from both ends.
I financed a car for a friend who was blacklisted. Less than one year later, he fell in arrears to the tune of R7000, and the bank was calling me to repossess the car. I paid the R7000, and took the car from him - from then on, I paid the instalments myself. Last year, I tried to sell the car but the seller's finance fell through the mat. Because he so much wanted the car, we came to an agreement where he would pay the instalments. Anyway, the end of that was that he had the car for 5 months, only paid for one month, and now I'm taking him to court for the rest.
So, don't do this either way, not for family, not for friends, not for ANYONE.
Not even your dear mother, who carried you for 9 months, went through 34 hours of labour and took you home wrapped in a blanket?
VernD
03-04-2008, 11:59 AM
Not even your dear mother, you carried you for 9 months, went through 34 hours of labour and took you home wrapped in a blanket?
Mind you, my brother is currently doing this for my sister; my sister got blacklisted for doing the very same thing for her then bf :confused:
I, however, am keeping my fingers crossed that it all works out; not going there again though :(
kerri
30-04-2008, 08:36 AM
hi
Please assit - in need of a car but blacklisted
in desperate need of a vehicle have deposit available
gdiza
30-04-2008, 08:43 AM
If you blacklisted, eish!
But there are people who can help, I see the ads all over the CapeAds, so those not in CPT should check Junkmail newspaper too.
Pitbull
30-04-2008, 08:44 AM
hi
Please assit - in need of a car but blacklisted
I know some car dealers do inhouse finance for people who are blacklisted.
I once saw a board advertizing it near Krugersdorp. I can maybe get you the number over the weekend if you want.
Sobersoldier
30-04-2008, 08:50 AM
Are Blacklisted and listed as a slow payer the same thing?
Juggy
30-04-2008, 08:53 AM
Are Blacklisted and listed as a slow payer the same thing?
No, blacklisted means yo've had a summons for the money and a judgement against you. Slow payer is simply not paying on the month to month basis.
Sobersoldier
30-04-2008, 09:38 AM
O I C... Thanks...
gdiza
30-04-2008, 09:40 AM
No, blacklisted means yo've had a summons for the money and a judgement against you. Slow payer is simply not paying on the month to month basis.
Learn something new here everyday ;)
kaspaas
30-04-2008, 10:12 AM
You are in for some serious legal costs hiring an expensive lawyer to get the listing null and void on some minor technicality, or you could rather save the money and buy your new wheels cash.
Going for the loan sharks feeding of blacklisted people is not a good idea - they factor the risk of dealing with the average blacklisted person into their finance fees.
The_Librarian
30-04-2008, 10:36 AM
We will see a lot more of this sort of thing happening what with everything getting more and more expensive :(
thisgeek
05-05-2008, 01:00 PM
hi
Please assit - in need of a car but blacklisted
in desperate need of a vehicle have deposit available
Since when has this site become a place to arrange vehicle finance? :confused:
:p
Dick Hattingh
15-05-2008, 04:27 PM
hi
Please assist - in need of a car but blacklisted
Can you assist by arranging finance?
hi
Please assit - in need of a car but blacklisted
in desperate need of a vehicle have deposit available
Can you assist by arranging finance?
This is one crazy-ass thread.
IzZzy
15-05-2008, 04:57 PM
This thread and this content is going to draw a lot of one-post wonders. I rate RAS it.
VernD
16-05-2008, 10:20 AM
Don't do this either way - this coming from someone who's been burnt from both ends.
I financed a car for a friend who was blacklisted. Less than one year later, he fell in arrears to the tune of R7000, and the bank was calling me to repossess the car. I paid the R7000, and took the car from him - from then on, I paid the instalments myself. Last year, I tried to sell the car but the seller's finance fell through the mat. Because he so much wanted the car, we came to an agreement where he would pay the instalments. Anyway, the end of that was that he had the car for 5 months, only paid for one month, and now I'm taking him to court for the rest.
So, don't do this either way, not for family, not for friends, not for ANYONE.
Off topic, but an update on this; last week, the Small Claims Court ruled in my favor and awarded me R6500 of the R8000 that this guy owed me. Unfortunately I could only claim a max of R7K thru the Small Claims Court, so I claimed for the loan that I had to take out to cover the arrears.
Tanith
25-09-2008, 01:56 PM
Hi,
My name is Tanith Goldstone
I need a quote on vehicle finance
Please assit - in need of a car but blacklisted[/QUOTE]
remybfg10k
25-09-2008, 01:58 PM
lol
Pitbull
25-09-2008, 02:00 PM
Guys
I might have a contact for everyone needing finance but is blacklisted.... give me a few minutes. I hope I get comission on these referrals :D
Pitbull
25-09-2008, 02:35 PM
Ok got it:
RASSIE @ TCM --- 011 4770330
Pls say Leandra referred you. Cos there is a spotters fee involved :D
Now go buy cars, I need to extra cash :p
Skinner
25-09-2008, 09:31 PM
hi
Please assit - in need of a car but blacklisted
I suppose the term "tighten your belt" has no meaning to you?
HypoThesis
26-09-2008, 10:35 AM
lol. Was listed myself at one stage. Was actually a good thing. Made me start to take better care of my finances.
It takes 2 years (from the date you've settled the amount) to get your name cleared...unless you were unfairly listed.
Getting more debt on your name is silly. Either save up the cash for the car or find other means of getting around for now until your name and finances are all clear.
DDV TECH
26-09-2008, 10:58 AM
lol. Was listed myself at one stage. Was actually a good thing. Made me start to take better care of my finances.
It takes 2 years (from the date you've settled the amount) to get your name cleared...unless you were unfairly listed.
Getting more debt on your name is silly. Either save up the cash for the car or find other means of getting around for now until your name and finances are all clear.
I second that, I started working at 17 and had my first credit card (*spit*) at 18, was blacklisted a few months later :o, if you have bad credit sort that out first before you go and get deeper into ****, be a man ffs :mad:.
Beginner
26-09-2008, 03:48 PM
for those who are blacklisted and need assistance clearing their name(once the accounts paid in full) contact credit health as they charge a fee but can help with the removal of blacklist, garnish order and so on.
medina
28-10-2008, 02:34 PM
[Looking for someone who's willing to take monthly premiums on they car rather than the full selling amount.
DarkDenim
28-10-2008, 02:42 PM
WTF is going on here?
The_Librarian
28-10-2008, 02:45 PM
I second that, I started working at 17 and had my first credit card (*spit*) at 18, was blacklisted a few months later :o, if you have bad credit sort that out first before you go and get deeper into ****, be a man ffs :mad:.
Went the same way - just got deeper and deeper into debt.
Because I was prompt on paying my credit card arrears, Blapsa generously allowed a larger overdraft every time...
...until I got sick and tired of paying a lot of money to them, took out a loan at DirectAxis, paid Blapsa off, and closed the stupid thing.
The_Librarian
28-10-2008, 02:46 PM
WTF is going on here?
Think it's the call of the spammer :D
alisiaoh
28-10-2008, 02:54 PM
Get the yourself of the blacklist first before getting into more debt. Its not that expensive to have yourself removed from the list. Contact ITC or Experian, they can assist you on how to get it removed or even refer you to an attorney who can assist you. Otherwise wait 5 years and you will be automatically removed as a bad payer.
Bizzare thread with all these one post wonders.
The_Librarian
28-10-2008, 03:15 PM
Bizzare thread with all these one post wonders.
Agreed.
I think they're trying to lure people into sending them a valid email adress - and BAM! instant spam! Or some other scam...
EvilDarkElf
28-10-2008, 03:21 PM
had my first credit card (*spit*) at 18, was blacklisted a few months later :o
Hi DDV ;)
Shame, giving a credit card to an 18 year old guy should be classified as a predatory lending practice :mad: Didn't you need a parental signature, under 21 and all?
walterl
28-10-2008, 03:26 PM
Off topic, but an update on this; last week, the Small Claims Court ruled in my favor and awarded me R6500 of the R8000 that this guy owed me. Unfortunately I could only claim a max of R7K thru the Small Claims Court, so I claimed for the loan that I had to take out to cover the arrears.
Where can I get more info about the small claims court?
alisiaoh
28-10-2008, 03:33 PM
Where can I get more info about the small claims court?
Here's the number for the small claims Court in Randburg: 011 789 2600.
they will be able to help you without any hassles. :)
vanrooyjonathan
13-01-2009, 10:12 AM
I need some to help me and pay for my car Then I'll pay them back in monthly installments, plaes assist me.
Thank You
Regards
Jonathan
UtterNutter
13-01-2009, 10:43 AM
This has to be a joke.
bwana
13-01-2009, 10:44 AM
I need some to help me and pay for my car Then I'll pay them back in monthly installments, plaes assist me.
Thank You
Regards
JonathanTry the bank.
UtterNutter
13-01-2009, 10:47 AM
I need some to help me and pay for my car Then I'll pay them back in monthly installments, plaes assist me.
Thank You
Regards
Jonathan
I'm sure thousands of people have responded and are willing to gladly pay for your car for you, right?
UtterNutter
13-01-2009, 10:49 AM
I need a total stranger that I don't know to help me by paying for my luxury yacht and trip to the ISS space station. Please assist me.
Thank You
Regards
UtterNutter
The_Librarian
13-01-2009, 10:59 AM
I need a total stranger that I don't know to help me by paying for my luxury yacht and trip to the ISS space station. Please assist me.
Thank You
Regards
UtterNutter
:D:D:D
I can help with 5c :p
snero
30-03-2009, 06:30 PM
hi
Please assit - in need of a car but blacklisted
contact 0822679969
i am currently working for orient cash & carry as a manager
my monthly income is 9900 gross 8300net
monthly total expenses R2355
balance of R5645
Rgds
Tshidiso
0822679969
UtterNutter
30-03-2009, 08:42 PM
contact 0822679969
i am currently working for orient cash & carry as a manager
my monthly income is 9900 gross 8300net
monthly total expenses R2355
balance of R5645
Rgds
Tshidiso
0822679969
Please post I.D. number and bank details here as well, then we can help.
Rouxenator
31-03-2009, 11:03 AM
hi
Please assit - in need of a car but blacklisted
Do you have a daughter between the ages of 16 and 18?
Is she hot and still untouched ?
...If so then I might be able to help you with your problem :cool:
Slootvreter
31-03-2009, 12:06 PM
I take it the blacklisting is a big thing and not some overdue Edgars account that can be settled for R900?
An overdue account is not the same as being blacklisted. There is a difference between an adverse listing, and being blacklisted.
Thugscub
01-04-2009, 08:34 AM
Originally Posted by snero
contact 0822679969
i am currently working for orient cash & carry as a manager
my monthly income is 9900 gross 8300net
monthly total expenses R2355
balance of R5645
Rgds
Tshidiso
0822679969
How about pin and bank account number.
FarligOpptreden
02-04-2009, 09:26 PM
Bwahahahaha! Awesome thread with all the spammers... :D Seriously though, who's able to have monthly total expenses of only R2355?! I must seriously be doing something wrong then!
woelig
27-08-2009, 08:45 AM
how does an adverse listing affect your chances for credit
Fazda
27-08-2009, 08:54 AM
how does an adverse listing affect your chances for credit
You are joking...right???
An "adverse listing" is screaming out to the world that you personally think that buying on credit means that the bank is supposed to pay for it without any of your assistance after taking delivery of your shiny new car...shortly to be horribly neglected new car.....
You don't pay every month we don't help you...finish and klaar!!
woelig
12-09-2009, 11:04 AM
yesterday i heard of some okes clearing your name for R600 per judgement,even if you still owe the debt. does anyone else know of such okes? apparently they in dbn somewhere.
HapticSimian
12-09-2009, 11:06 AM
yesterday i heard of some okes clearing your name for R600 per judgement,even if you still owe the debt. does anyone else know of such okes? apparently they in dbn somewhere.
Expect to lose your R600 AND retain your listing. Sheesh, man... pay what you owe and stop trying to be scaly!
woelig
12-09-2009, 11:08 AM
Expect to lose your R600 AND retain your listing. Sheesh, man... pay what you owe and stop trying to be scaly!
:eek:
UtterNutter
13-09-2009, 10:22 AM
yesterday i heard of some okes clearing your name for R600 per judgement,even if you still owe the debt. does anyone else know of such okes? apparently they in dbn somewhere.
Why? Do you need this service? Or a "friend"?
ToxicBunny
13-09-2009, 11:07 AM
How exactly can they "legally"clear your name if you still owe more than R600?
dablakmark8
13-09-2009, 11:56 AM
I need a total stranger that I don't know to help me by paying for my luxury yacht and trip to the ISS space station. Please assist me.
Thank You
Regards
UtterNutter
I can sponsor a rope for the yacht:D
HapticSimian
13-09-2009, 11:58 AM
How exactly can they "legally"clear your name if you still owe more than R600?
On past experience: I worked with an oke a year or so back at a dealership. All of us started to become suspicious when it became obvious that 90% of his phone calls had him pacing around nervously outside, jabbering away, cigarette clutched in-hand.
One sunny day he came down with something & wasn't at work. The amount of horrors crawling out of the woodwork that day, without him there to take his calls, was quite incredible. Seems he offered the same 'service' to, shall we say, the less prudent of our clients. He pocketed a good R25k before the proverbial hit the fan. :eek:
Incredible how easily people will part with a bit of money in an attempt to skip a legitimate debt. :rolleyes:
ToxicBunny
13-09-2009, 12:02 PM
R25k for ruining his reputation?
And i bet the dealership spread the word about him and he will now battle to find a job at dealership anywhere nearby, and if any of his "clients" had a clue they would have opened a case against him, which makes his life even more difficult.
Some people.. really..
HapticSimian
13-09-2009, 12:03 PM
R25k for ruining his reputation?
And i bet the dealership spread the word about him and he will now battle to find a job at dealership anywhere nearby, and if any of his "clients" had a clue they would have opened a case against him, which makes his life even more difficult.
Some people.. really..
Well, yes... but all that will only become an issue AFTER his release from Leeuwkop Prison :D
woelig
15-09-2009, 09:15 PM
Why? Do you need this service? Or a "friend"?
Nope, but i noticed the name of the thread said need vehicle finance - BLACKLISTED
just thought i'd give my 2cents worth since i've heard of these okes helping blacklisted people.
woelig
15-09-2009, 09:18 PM
How exactly can they "legally"clear your name if you still owe more than R600?
that one i dont know. was hoping to get enlightened here. :erm: