The DDR3 question is easily answered: wait. While DDR2 isn't an option for Core i7, on all other platforms it just makes sense simply because of the high cost of DDR3 right now. By the end of the year we won't be having this debate as DDR2/DDR3 will be at the same price, but if you're building today don't even bother looking at DDR3 unless you're building Core i7. The performance benefits aren't worth it for Phenom II, so while AM3 sounds cool, it's not necessary today. Thankfully AM3 CPUs will work in AM2+ motherboards, so you aren't forced into a relationship with DDR3 if you're not ready.
http://www.anandtech.com/cpuchipsets/showdoc.aspx?i=3512&p=1
So DDR3 isn't worth it?