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This might work: https://www.vcpay.co.za/
Hi Hemps.
Get the VCPay card and then do a simple some:
$ needed x (RATE) x 1.1 and round up.
eg
$20 x 8.84 x 1.1 = 194.48 rounded to 200.
If you put in lots more, you can always use the card for something else later.
Cool - I used to get about 4 a year: Black Friday / Thanks Giving then Christmas then 4th of July then one other. Now I get reduced rates on my usual subs, which works out to the same thing.
I must admit they offer some nice tempting bargains.