This is a great service but it has a great security hole. Only the CSP is required which can be picked up watching someone at an ATM. This is the same problem that Internet Banking had when it started before the 2nd password was required.
"CSP only" is OK for ATM transactions since the extra security is I am using a physical card.
New beneficiaries cannot be added but prepaid airtime purchases are there which is a robbery situation waiting to happen.
Also when I tested the site using Internet Explorer it offered to remember my password!!