How do I go about having judgements that have been paid up removed from my credit profile the various credit bereaus has? Can I send my paid up documents including "Consent to rescission of judgement" letters from the banks directly to the various credit bereaus to have my credit history updated? Or do I have to go through lawyers to do this?
What does Rescission of Judgement mean? Will the judgements be removed from my credit profile?
What would be the easiest, cheapest or most effective way of doing this? I received a quote from Logan Attorneys of R3500 per judgement. Thats R7000 in my case.
What alternatives to I have? I want to purchase my first house early next year. Will I be granted a homeloan with these judgements paid up but still showing on my credit profile? I was told by a banks homeloan consultant that I need to have a credit score of over 700 for the banks to consider my application. My credit score is now 777.