About 2 years ago I was faced with paying too much bank fees per month at a national retail bank, and had to find an alternative that works out cheaper.
I moved to FNB after finding that they are(2010) currently the cheapest.
I am now once again faced with more expensive bank fees(I think they try to win your business, then hike up charges). My problem is: They allowed 4 free ATM envelope deposits per month, now they give no deposits for free. They now charge 0.70%, min R5.50 for an ATM deposit, and 1.35% min R20.00 per branch deposit. Is this over expensive or am I complaining too much?