While I've got you here, I was wondering if you guys have any thoughts about starting a bank? After a day of frustratingly bad service I thought it couldn't hurt to ask!
Actually have quite a bit of research about co-operative banking and the reform of negotiable instruments and the effect of the National Credit Act and possible revival of "the cheque" lurking on my laptop among tons of other things
Of course banking is VERY capital intensive and .... and ... and ...